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1401 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1401 Illinois Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,128 sqft · built 1910
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Oct 2022)
Tax Bill$4,238 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
May 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0283-0230

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0283-0230
Alternative APNs
  • 263001000102830230
  • 78837

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,128 sqft Living Area
Gross Area1,284 sqft
1st Floor Area1,064 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions144 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area220 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1401 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-4557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 283 LOTS 23 & 24 LESS E 6 FT 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block283
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4057
Census Tract43500

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1401 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 31, 2022Warranty Deed, Transfer
NU WORLD TITLE LLC
Sep 24, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleMay 31, 2022 · Amount on Record
Deed Document Number2022157197
Deed Book / Page6305 / 382
Prior Transfer DateSep 18, 2018
Prior Transfer Doc0054050955
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 25, 2022
Property Address1401 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557
Document Number0063050382
Book / Page6305 / 382
Map ReferenceMB B PG 33&34
Instrument DateOct 18, 2022
Instrument2022157197
Transaction TypeTransfer
Record UpdatedNov 10, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4601 NEPTUNE RD, 4601, SAINT CLOUD, FL 34769-6753

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557

Mortgage

Document Number0006305384
DateOct 25, 2022
Instrument6305/384
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2022
Property Address1401 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557
Document Number0062230471
Book / Page6223 / 471
Map ReferenceMB B PG 33&34
Instrument DateMay 20, 2022
Instrument2022084594
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15560 COSBY VILLAGE AVE # AVE2-122, 15560, CHESTERFIELD, VA 23832-2143

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 NEPTUNE RD, SAINT CLOUD, FL 34769-6753

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 24, 2018
Property Address1401 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557
Document Number0054050955
Book / Page005405 / 000955
Instrument DateSep 18, 2018
Instrument142868
Transaction TypeTransfer
Record UpdatedOct 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 ILLINOIS AVE ST CLOUD FL 347694557, ST CLOUD, FL 34769-4557

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,238.00 (+3.39%)$236,600 (+14.19%) Land $46,800 Building $189,800$236,600 (+14.19%) Land $46,800 Building $189,800
2024$4,099.00 (+9.75%)
2023$3,735.00 (+774.71%)$207,200 (+327.16%) Land $34,000 Building $173,200$207,200 (+68.73%) Land $34,000 Building $173,200
2022$427.00 Homeowner's exemption$48,506$122,800 Land $30,600 Building $92,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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