14103 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14103 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,919 sqft · built 2018
Lot Size	0.215 acres (9,357 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Jan 2022)
Tax Bill	$7,673 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-1961-01-330`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-1961-01-330`
Alternative APNs	`123746` `124527` `125909`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,919 sqft Living Area
Gross Area	5,729 sqft
1st Floor Area	2,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,357 sqft (0.215 acres)
Garage Type	Attached
Garage Area	616 sqft
Porch	Finished/Open Porch
Porch Area	421 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14103 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 2 94/135 LOT 133
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	CYP RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	133
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3000
Census Tract	17116

Owner

Source: Orange County assessment roll, APN 27-22-27-1961-01-330, as of April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14103 JOMATT LOOP, WINTER GARDEN, FL 34787-0072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	202226501
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14103 JOMATT LOOP, WINTER GARDEN, FL 34787-0072
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14103 JOMATT LOOP, WINTER GARDEN, FL 34787-0072

Mortgage

Document Number	0000026502
Date	Jan 11, 2022
Instrument	20220026502

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll as of April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,306 (+2.7%)	$775,686 (-1.36%) Land $115,000 Building $660,686
2025	$7,673.00 (+5.21%) Homeowner's exemption	$511,496 (+5.99%)	$786,390 (+7.81%) Land $115,000 Building $671,390
2024	$7,293.00 (+3.55%)
2023	$7,043.00 (+2.89%) Homeowner's exemption	$482,603 (+3%)	$729,394 (+14.95%) Land $100,000 Building $629,394
2022	$6,845.00 Homeowner's exemption	$468,547	$634,513 Land $100,000 Building $534,513

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171163, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 261 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3481481, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.