Orange County property record for 14097 Jomatt Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 4,463 sqft · built 2019 |
| Lot Size | 0.288 acres (12,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,075,000 (Sep 2025) |
| Tax Bill | $7,553 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-22-27-1961-01-340 |
| Primary APN | 27-22-27-1961-01-340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,463 sqft Living Area |
| Gross Area | 6,399 sqft |
| 1st Floor Area | 2,233 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,550 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 669 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 14097 JOMATT LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-0115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS RESERVE PHASE 2 94/135 LOT 134 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 27 |
| Legal Subdivision | CYP RESERVE PH 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 134 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 17116 |
Source: Orange County records · APN 27-22-27-1961-01-340
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14097 JOMATT LOOP, WINTER GARDEN, FL 34787-0115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERFIRST MTG |
| Nov 25, 2019 | Grant Deed, Transfer INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 2025540468 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 14097 JOMATT LOOP, WINTER GARDEN, FL 34787-0115 |
| Document Number | 0000540468 |
| Map Reference | MB 94 PG 135 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 20250540468 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15453 HAMLIN PARK DR, WINTER GARDEN, FL 34787-5883 |
| Name | Verified Name |
|---|---|
| Address | 14097 JOMATT LOOP, WINTER GARDEN, FL 34787-0115 |
| Document Number | 0000540469 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 20250540469 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 14097 JOMATT LOOP, WINTER GARDEN, FL 34787-0115 |
| Document Number | 0000402077 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14097 JOMATT LOOP WINTER GARDEN FL 347870115, WINTER GARDEN, FL 34787-0115 |
| Document Number | 0000402077 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 402077 |
| Name | INTERFIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 28, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 25, 2019 |
| Property Address | 14097 JOMATT LOOP, WINTER GARDEN, FL 34787-0115 |
| Document Number | 0000740328 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 740328 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,678.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14097 JOMATT LOOP WINTER GARDEN FL 347870115, WINTER GARDEN, FL 34787-0115 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850,840 (+68.77%) Land $115,000 Building $735,840 | $850,840 (-1.33%) Land $115,000 Building $735,840 | |
| 2025 | $7,553.00 (+5.21%) Homeowner's exemption | $504,135 (+2.9%) | $862,340 (-3.83%) Land $115,000 Building $747,340 |
| 2024 | $7,179.00 (+3.56%) Homeowner's exemption | $489,927 (+3%) | $896,655 (+11.11%) Land $115,000 Building $781,655 |
| 2023 | $6,932.00 (+2.89%) Homeowner's exemption | $475,657 (+3%) | $807,026 (+15.36%) Land $100,000 Building $707,026 |
| 2022 | $6,737.00 Homeowner's exemption | $461,803 | $699,590 Land $100,000 Building $599,590 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 261 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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