Caroline County property record for 14101 Saddleback Ln, Queen Anne, MD 21657
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,240 sqft · built 2003 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Sep 2012) |
| Tax Bill | $4,702 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-014589 |
| Primary APN | 07-014589 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 451 sqft |
| Deck Area | 397 sqft |
| Patio Area | 672 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Stable | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 014589 |
|---|---|
| Street Address | 14101 SADDLEBACK LN |
| City | QUEEN ANNE |
| State | MD |
| Zip | 21657-1839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | 15.003 AC L-10 S/S CHERRY LANE CHERRY CREEK FARMS |
| Legal Subdivision | CHERRY LANE CHERRY CREEK |
| Legal Lot Number | 10 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14101 SADDLEBACK LN, QUEEN ANNE, MD 21657-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2012 · Amount on File |
| Deed Sale | Sep 26, 2012 · Amount on File |
| Prior Sale | Jun 12, 1989 · Amount on File |
| Deed Book / Page | 1020 / 226 |
| Prior Transfer Date | Jan 15, 2008 |
| Prior Transfer Doc | 0008030140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 14101 SADDLEBACK LN, QUEEN ANNE, MD 21657-1839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012900318 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 1290/318 |
| Instrument | 1290-318 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,702.00 (+3.64%) Homeowner's exemption | $487,833 (+11.36%) | $537,600 (-) Land $79,000 Building $458,600 |
| 2025 | $4,537.00 (+8.62%) Homeowner's exemption | $438,067 (+14.5%) | $537,600 (+38.45%) Land $79,000 Building $458,600 |
| 2023 | $4,177.00 Homeowner's exemption | $382,600 | $388,300 Land $79,000 Building $309,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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