Caroline County property record for 14016 Saddleback Ln, Queen Anne, MD 21657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,869 sqft · built 1992 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,500 (Apr 1991) |
| Tax Bill | $4,109 (2026) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-015178 |
| Primary APN | 07-015178 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,869 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 84,071 sqft (1.93 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 376 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 015178 |
|---|---|
| Street Address | 14016 SADDLEBACK LN |
| City | QUEEN ANNE |
| State | MD |
| Zip | 21657-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.935 AC L-6 SE/S SADDLE BACK LANE FOX FIELD FARMS |
| Legal Subdivision | FOX FIELD |
| Legal Lot Number | 6 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 955201 |
14016 Saddleback Ln is owned and occupied by two individuals who bought it in April 1991.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14016 SADDLEBACK LN, QUEEN ANNE, MD 21657-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 1991 · Amount on File |
| Deed Sale | Apr 8, 1991 · Amount on File |
| Deed Book / Page | 245 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 14016 SADDLEBACK LN, QUEEN ANNE, MD 21657-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014540230 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 1454/230 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 14016 Saddleback Ln was $4,109 with a homeowner's exemption, up 3.2% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,109.00 (+3.22%) Homeowner's exemption | $390,167 | $414,600 Land $79,600 Building $335,000 |
| 2025 | $3,981.00 | ||
| 2023 | $3,572.00 Homeowner's exemption | $327,133 | $341,300 Land $79,600 Building $261,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14016 Saddleback Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14016 Saddleback Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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