1410 Noyack Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1410 Noyack Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,601 sqft · built 2012
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2021)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T050300169`

Property Details

APN / Parcel Number

Primary APN	`T050300169`
Alternative APN	`2-0098-9584-00-B117.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,601 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	1,601 sqft
Basement Area	1,601 sqft
Finished Basement	1,000 sqft
Unfinished Basement	601 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T050300169
Street Address	1410 NOYACK DR
City	O FALLON
State	MO
Zip	63366-4479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON WOODS VLG B #2 LOT B117
Legal Subdivision	HAMPTON WOODS VLG B PH2
Legal Block	117
Legal Lot Number	B117
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2002
Census Tract	311604

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1410 NOYACK DR, O FALLON, MO 63366-4479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL TRUST BANK
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	202189166
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1410 NOYACK DR, O FALLON, MO 63366-4479
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 NOYACK DR, O FALLON, MO 63366-4479

Mortgage

Document Number	0000017539
Date	May 8, 2024
Instrument	2024R-017539

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 3, 2034

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 28, 2021
Property Address	1410 NOYACK DR, O FALLON, MO 63366-4479
Document Number	2021R089166
Map Reference	MB 41 PG 87
Instrument Date	Oct 26, 2021
Instrument	2021R-089166
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23107 CUIVRE DR, 23107, LAKE SAINT LOUIS, MO 63367-2156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 NOYACK DR, O FALLON, MO 63366-4479

Mortgage

Document Number	2021R089167
Date	Oct 28, 2021
Instrument	2021R-089167

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1410 NOYACK DR, O FALLON, MO 63366-4479
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 NOYACK DR, O FALLON, MO 63366-4479

Mortgage

Document Number	2021R063674
Date	Jul 29, 2021
Instrument	2021R-063674

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1410 NOYACK DR, O FALLON, MO 63366-4479
Document Number	0000076309
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 NOYACK DR O FALLON MO 633664479, O FALLON, MO 63366-4479

Mortgage

Document Number	0000076309
Date	Oct 9, 2020
Instrument	76309

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,957 (-)	$394,508 (-) Land $80,000 Building $314,508
2025	$4,807.00	$74,957 (+12.07%)	$394,508 (+12.07%) Land $80,000 Building $314,508
2023		$66,885
2022			$352,025 Land $55,000 Building $297,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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