1409 Noyack Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1409 Noyack Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 2013
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Oct 2022)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T050300175`

Property Details

APN / Parcel Number

Primary APN	`T050300175`
Alternative APN	`2-0098-9584-00-B123.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	1,617 sqft
Basement Area	1,601 sqft
Finished Basement	387 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	T050300175
Street Address	1409 NOYACK DR
City	O FALLON
State	MO
Zip	63366-4480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON WOODS VLG B #2 LOT B123
Legal Subdivision	HAMPTON WOODS VLG B PH2
Legal Block	123
Legal Lot Number	B123
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	311604

Owner

1409 Noyack Dr is owned and occupied by two individuals who acquired it in May 2025.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1409 NOYACK DR, O FALLON, MO 63366-4480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Oct 13, 2022	Deed, Transfer · Conventional Mortgage F AND B ACQUISITION GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Document Number	202256162
Last Transfer Date	May 8, 2025
Transfer Doc	0000019020
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1409 NOYACK DR, O FALLON, MO 63366-4480
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17452 SILVER FOX DR, FORT MYERS, FL 33908-7130

Mortgage

Document Number	0000097308
Date	Dec 1, 2021
Instrument	2021R-097308

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 13, 2022
Property Address	1409 NOYACK DR, O FALLON, MO 63366-4480
Document Number	0000056162
Map Reference	MB 41 PG 87
Instrument Date	Oct 12, 2022
Instrument	2022R-056162
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17452 SILVER FOX DRC, FORT MYERS, FL 33908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 NOYACK DR, O FALLON, MO 63366-4480

Mortgage

Document Number	0000056163
Date	Oct 13, 2022
Instrument	2022R-056163

Lender

Name	F AND B ACQUISITION GROUP LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$74,956 (+12.03%)	$394,504 (+12.03%) Land $80,000 Building $314,504
2023	$66,910
2022		$352,156 Land $55,000 Building $297,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Noyack Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Noyack Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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