Winneshiek County property record for 1410 Locust Rd, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,104 sqft · built 1972 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2025) |
| Tax Bill | $2,920 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110447700700 |
| Primary APN | 110447700700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Basement Area | 1,104 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 554 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1410 LOCUST RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 12 BLK 2 N HOME 1ST SUBD SE SE |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 04 |
| Legal Subdivision | N HOME 1ST SUB |
| Legal Block | 2 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 950200 |
1410 Locust Rd is owned and occupied by an individual who bought it in October 2025.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1410 LOCUST RD, DECORAH, IA 52101-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on File |
| Deed Sale | Oct 13, 2025 · Amount on File |
| Deed Book / Page | 2025 / 2529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Oct 13, 2025 |
| Property Address | 1410 LOCUST RD, DECORAH, IA 52101-9669 |
| Document Number | 02025/2529 |
| Book / Page | 2025 / 2529 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025 2529 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $47.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1410 LOCUST RD, DECORAH, IA 52101-9669 |
| Document Number | 0020252530 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 2025 2530 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 1410 Locust Rd was $2,920 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,920.00 | $203,350 (-) Land $40,560 Building $162,790 | $203,350 (-) Land $40,560 Building $162,790 |
| 2025 | $2,920.00 (+4.43%) Homeowner's exemption | $203,350 Land $40,560 Building $162,790 | $203,350 Land $40,560 Building $162,790 |
| 2024 | $2,796.00 | ||
| 2023 | $180,880 (+16.08%) Land $40,560 Building $140,320 | $180,880 Land $40,560 Building $140,320 | |
| 2022 | $2,992.00 Homeowner's exemption | $155,820 Land $33,800 Building $122,020 | |
| 2021 | $155,820 Land $33,800 Building $122,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1410 Locust Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1410 Locust Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: GigFire.
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