1406 Locust Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 1406 Locust Rd, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,392 sqft · built 1979
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2020)
Tax Bill	$3,840 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110447700900`

Property Details

APN / Parcel Number

Primary APN	`110447700900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Basement Area	1,392 sqft
Finished Basement	675 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1406 LOCUST RD
City	DECORAH
State	IA
Zip	52101-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 2 NORTH HOME 1ST SUBD (SE SE)
Legal Block	2
Legal Lot Number	10
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4030
Census Tract	950200

Owner

Source: Winneshiek County records · APN 110447700900

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1406 LOCUST RD, DECORAH, IA 52101-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Deed Document Number	2020 3022
Deed Book / Page	2020 / 3022
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 06, 2020
Property Address	1406 LOCUST RD, DECORAH, IA 52101-9669
Document Number	02020/3022
Book / Page	2020 / 3022
Instrument Date	Jul 20, 2020
Instrument	2020 3022
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$269.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1406 LOCUST RD, DECORAH, IA 52101-9669

Mortgage

Document Number	0020203023
Date	Aug 06, 2020
Instrument	2020 3023

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,060 (+12.8%) Land $40,560 Building $189,500	$230,060 (+12.8%) Land $40,560 Building $189,500
2024	$3,840.00 (+3.78%)
2023		$203,960 (+14.85%) Land $40,560 Building $163,400	$203,960 (+14.85%) Land $40,560 Building $163,400
2022	$3,700.00	$177,590 Land $33,800 Building $143,790
2021			$177,590 Land $33,800 Building $143,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 3 of 6 on primary residences
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Aug 2016), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.