141 Windsor Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 141 Windsor Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,110 sqft · built 1971
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2026)
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Mar 2010 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-257-012`

Property Details

APN / Parcel Number

Primary APN	`8913-34-257-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	670 sqft
Basement Area	670 sqft
Finished Basement	350 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	392 sqft
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	141 WINDSOR DR
City	WATERLOO
State	IA
Zip	50701-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT CIRCLE ADDITION LOT 12
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT CIRCLE ADDITION
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4015
Census Tract	1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 WINDSOR DR, WATERLOO, IA 50701-4158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2010	Deed of Trust, Mortgage DEERE EMPLOYEES CU
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Nov 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Nov 27, 2024 · Amount on Record
Deed Document Number	20267024
Record Updated	Oct 29, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	141 WINDSOR DR, WATERLOO, IA 50701-4158
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010017188
Date	Mar 17, 2010
Instrument	2010017188

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2015

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 14, 2026
Property Address	141 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	0000007024
Instrument Date	May 10, 2026
Instrument	2026.7024
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,287.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	141 WINDSOR DR, WATERLOO, IA 50701-4158

Mortgage

Document Number	0000007025,
Date	May 14, 2026
Instrument	2026..7025

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 14, 2026
Property Address	141 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	0202607024
Instrument Date	May 10, 2026
Instrument	20267024
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,287.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	141 WINDSOR DR, WATERLOO, IA 50701-4158

Mortgage

Document Number	0000007025,
Date	May 14, 2026
Instrument	20267025

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 27, 2024
Property Address	141 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	0202424021
Instrument Date	Nov 8, 2024
Instrument	2024-24021
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	141 WINDSOR DR, WATERLOO, IA 50701-4158

Mortgage

Document Number	0202424022
Date	Nov 27, 2024
Instrument	2024-24022

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2034
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.99%
Index	1-Year CMT
Max Rate	10.9%

Mortgage

Document Number	0202424023
Date	Nov 27, 2024
Instrument	2024-24023

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,220.00 (+29.8%) Homeowner's exemption	$315,620 (+28.94%) Land $32,130 Building $283,490	$315,620 (+28.94%) Land $32,130 Building $283,490
2024	$4,792.00 (+4.72%)
2023		$244,790 (+12.67%) Land $32,130 Building $212,660	$244,790 (+12.67%) Land $32,130 Building $212,660
2022	$4,576.00 Homeowner's exemption	$217,260 Land $32,130 Building $185,130
2021			$217,260 Land $32,130 Building $185,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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