101 Windsor Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 101 Windsor Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1976
Lot Size	0.21 acres (9,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2025)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Sep 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-257-008`

Property Details

APN / Parcel Number

Primary APN	`8913-34-257-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	725 sqft
Unfinished Basement	1,092 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Deck Area	324 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	101 WINDSOR DR
City	WATERLOO
State	IA
Zip	50701-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT CIRCLE ADDITION LOT 8
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT CIRCLE ADDITION
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4015
Census Tract	1400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 WINDSOR DR, WATERLOO, IA 50701-4158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 10, 2024	Warranty Deed, Transfer
Sep 10, 2024	Warranty Deed, Transfer
Dec 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Dec 11, 2024 · Amount on Record
Deed Document Number	20252992
Prior Transfer Date	Nov 14, 2007
Prior Transfer Doc	2008010447
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 6, 2025
Property Address	101 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	0202502992
Instrument Date	Mar 4, 2025
Instrument	2025-02992
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 WINDSOR DR, WATERLOO, IA 50701-4158

Mortgage

Document Number	0202502993
Date	Mar 6, 2025
Instrument	2025-02993

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 10, 2024
Property Address	101 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	0202420109
Instrument Date	Sep 3, 2024
Instrument	2024-20109
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 PROSPECT BLVD, WATERLOO, IA 50701-3913

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 10, 2024
Property Address	101 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	0202420108
Instrument Date	Sep 3, 2024
Instrument	2024-20108
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$109.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WINDSOR DR, WATERLOO, IA 50701-4158

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 11, 2023
Property Address	101 WINDSOR DR, WATERLOO, IA 50701-4158
Document Number	202400007580
Instrument Date	Dec 8, 2023
Instrument	202400007580
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MORRELL AVE, EVANSDALE, IA 50707-1032
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 Homeowner's exemption	$233,720 (+32.92%) Land $35,550 Building $198,170	$233,720 (+32.92%) Land $35,550 Building $198,170
2024	$3,410.00 (+6.1%)
2023		$175,830 (+10.88%) Land $35,550 Building $140,280	$175,830 (+10.88%) Land $35,550 Building $140,280
2022	$3,214.00 Homeowner's exemption	$158,570 Land $35,550 Building $123,020
2021			$158,570 Land $35,550 Building $123,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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