Lorain County property record for 141 Spruce St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,406 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $153,000 (2024) |
| Tax Bill | $2,016.00 (2025) |
| Primary APN | 06-24-083-102-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,406 sqft Living Area |
| 1st Floor | 950 sqft 1st Floor |
| 2nd Floor | 456 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 165 ft x 46 ft Depth x Width |
| Deck Area | 128 sqft Deck |
|---|---|
| Patio Area | 300 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 141 SPRUCE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | B L CO 46 X 165 |
| Legal Subdivision | B L CO |
| Legal Tract | 24 |
| Legal Block | 102 |
| Legal Lot Number | 53 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-083-102-046
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit KIAVI FUNDING INC |
| Aug 17, 2022 | Deed of Trust, Mortgage · Line of Credit CIVIC FINANCIAL SERVICES LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PNC MORTGAGE |
| Jan 25, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 19, 2022 | Warranty Deed, Transfer |
| Jun 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PNC MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Doc Number | 2024000339 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | THE CORAL TITLE AGENCY, THE ECO TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000859529 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-0859529 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | N TITLE COMPANY, TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000887728 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022-0887728 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000824619 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0824619 |
| Name | PNC MORTGAGE |
|---|---|
| Address | MIAMISBURG, OH 45342 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Mar 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 25, 2024 |
| Property Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Document Number | 0000002016 |
| Map Reference | VOL 3 PG 1 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2024-0002016 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Title Company | TITLECO TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Document Number | 0000002017 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-0002017 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Number | 0000002018 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-0002018 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | ELYRIA, OH 44035 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 19, 2022 |
| Property Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Document Number | 0000859404 |
| Map Reference | VOL 3 PG 1 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2022-0859404 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2423 SW 147TH AVE # 626, 626, MIAMI, FL 33185-4082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 141 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210824619 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0824619 |
| Name | PNC MORTGAGE |
|---|---|
| Address | MIAMISBURG, OH 45342 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Mar 01, 2040 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 | $42,300 (%) Land $5,920 Building $36,380 | $120,860 (-) Land $16,910 Building $103,950 |
| 2024 | $2,016.00 (+39.42%) | $42,302 (+63.33%) Land $5,919 Building $36,383 | $120,860 (+63.32%) Land $16,910 Building $103,950 |
| 2023 | $1,446.00 (+2.84%) | $25,900 (-) Land $4,557 Building $21,343 | $74,000 (-) Land $13,020 Building $60,980 |
| 2022 | $1,406.00 | $25,900 Land $4,560 Building $21,340 | |
| 2021 | $74,000 Land $13,020 Building $60,980 |
141 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures