140 Spruce St, Elyria, OH 44035 Property Records

Lorain County property record for 140 Spruce St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,196 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2021)
Tax Bill	$2,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-083-103-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,196 sqft Living Area
1st Floor	756 sqft 1st Floor
2nd Floor	440 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	165 ft x 42 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Porch	Open Porch
Porch Area	204 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	140 SPRUCE ST
City	ELYRIA
State	OH
Zip	44035-3357
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	B L CO 42 X 165
Legal Subdivision	WILLIAM A BRAMANS ADDITION
Legal Tract	24
Legal Block	103
Legal Lot Number	37-38
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3003
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-083-103-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 SPRUCE ST, ELYRIA, OH 44035-3357
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jun 02, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 15, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC DEFAULT MGMT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jun 02, 2021 · Amount on Record
Deed Doc Number	2021008013
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 22, 2021
Property Address	140 SPRUCE ST, ELYRIA, OH 44035-3357
Document Number	20210850440
Map Reference	VOL 3 PG 1
Instrument Date	Nov 17, 2021
Instrument	2021-0850440
Transaction Type	Transfer
Record Updated	Dec 01, 2021
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SPRUCE ST, ELYRIA, OH 44035-3357

Mortgage

Document Number	20210850441
Date	Nov 22, 2021
Instrument	2021-0850441

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 02, 2021
Property Address	140 SPRUCE ST, ELYRIA, OH 44035-3357
Document Number	20210820974
Map Reference	VOL 3 PG 1
Instrument Date	Jun 01, 2021
Instrument	2021-0820974
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SPRUCE ST, ELYRIA, OH 44035-3357

Mortgage

Document Number	20210820975
Date	Jun 02, 2021
Instrument	2021-0820975

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 15, 2020
Property Address	140 SPRUCE ST, ELYRIA, OH 44035-3357
Document Number	0000793779
Instrument Date	Dec 09, 2020
Instrument	793779
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC DEFAULT MGMT SVCS

Transaction

Amount	Amount Recorded
Tax	$110.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	9326 BECHTEL RD ELYRIA OH 44035, ELYRIA, OH 44035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00	$42,020 (%) Land $5,400 Building $36,620	$120,060 (-) Land $15,440 Building $104,620
2024	$2,003.00 (+43.38%)	$42,021 (+68.81%) Land $5,404 Building $36,617	$120,060 (+68.81%) Land $15,440 Building $104,620
2023	$1,397.00 (+3.4%)	$24,892 (-0.03%) Land $4,165 Building $20,727	$71,120 (-) Land $11,900 Building $59,220
2022	$1,351.00	$24,900 Land $4,170 Building $20,730
2021			$71,120 Land $11,900 Building $59,220

Flood & Wildfire

140 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

140 Spruce St, Elyria, OH 44035 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Spruce St

Nearby Streets

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