141 Spivey Mountain Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 141 Spivey Mountain Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2021
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Dec 2025)
Tax Bill	$857 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-089.06`

Property Details

APN / Parcel Number

Primary APN	`050-089.06`
Alternative APNs	`086050 08906` `000009943`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	39 ft deep x 116 ft wide
Terrain	Mountain
Deck Area	20 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	141 SPIVEY MOUNTAIN RD
City	ERWIN
State	TN
Zip	37650-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 116X39X192X127 TENANTS IN COMMON WITH RIGHT OF SURVIVORSHIP 21 DWM 27X56 CLAYTON
Legal Subdivision	DORSA GILBERT HEIRS
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	80100

Owner

Source: Unicoi County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	601 GILBERT RD, ERWIN, TN 37650-5654
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Dec 1, 2025	Warranty Deed, Transfer
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	20252646
Deed Book / Page	498 / 538
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	May 15, 2026
Property Address	141 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6470
Document Number	0000000988
Book / Page	503 / 755
Instrument Date	May 8, 2026
Instrument	2026988
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	601 GILBERT RD, ERWIN, TN 37650-5654

Mortgage

Document Number	0000000988,
Date	May 15, 2026
Book Page	503/755
Instrument	2026988

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 1, 2025
Property Address	141 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6470
Document Number	0000498538
Book / Page	498 / 538
Instrument Date	Dec 1, 2025
Instrument	25002646
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 GILBERT RD, ERWIN, TN 37650-5654

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 2, 2023
Property Address	141 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6470
Document Number	0000475419
Book / Page	475 / 419
Instrument Date	Oct 31, 2023
Instrument	23002035
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 SPRIVEY MOUNTAIN ROAD, FLORENCE, SC 29502

Mortgage

Document Number	0023002036
Date	Nov 2, 2023
Instrument	23002036

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$857.00	$32,825 (-) Land $1,750 Building $31,075	$131,300 (-) Land $7,000 Building $124,300
2024	$857.00	$32,825 (-) Land $1,750 Building $31,075
2023		$32,825 (-) Land $1,750 Building $31,075
2022		$32,825 Land $1,750 Building $31,075	$131,300 Land $7,000 Building $124,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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