127 Spivey Mountain Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 127 Spivey Mountain Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,679 sqft · built 1946
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Oct 1993)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-027.00`

Property Details

APN / Parcel Number

Primary APN	`050-027.00`
Alternative APNs	`086050 02700` `000009819`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,679 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,679 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1954
Architectural Style	H-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	305 sqft
Canopy	64 sqft
Utility Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	127 SPIVEY MOUNTAIN RD
City	ERWIN
State	TN
Zip	37650-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: R04
Legal Subdivision	WILLIAM MICHAEL GLASS
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	80100

Owner

Source: Unicoi County records · APN 050-027.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 1993 · Amount on Record
Deed Sale	Oct 25, 1993 · Amount on Record
Deed Book / Page	171 / 910
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	127 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6470
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 GAY ST, ERWIN, TN 37650

Mortgage

Document Number	448592
Date	Jul 28, 2021
Book Page	448/592
Instrument	21001647

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (-36.64%)	$11,975 (-36.72%) Land $2,050 Building $9,925	$47,900 (-) Land $8,200 Building $39,700
2024	$494.00 (+11.01%)
2023		$18,925 (-) Land $2,050 Building $16,875
2022	$445.00	$18,925 Land $2,050 Building $16,875	$47,900 Land $8,200 Building $39,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Erwin Utilities Fiber	1,000 / 1,000

May also be available: T-Mobile USA, Xfinity.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.