141 Sand Castle Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 141 Sand Castle Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,250 sqft · built 2017
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Oct 2017)
Tax Bill	$4,213 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5383.09.16.3141000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.16.3141000`
Alternative APNs	`352542` `58473`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,250 sqft Heated Area
Gross Area	1,800 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	165 ft deep x 75 ft wide

Exterior Amenities

Pool Area	620 sqft
Porch	Slab
Deck Area	135 sqft
Shed	1 Shed
Shed Area	64 sqft
Utility Building	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	58473
Street Address	141 SAND CASTLE DR
City	EMERALD ISLE
State	NC
Zip	28594-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L17 BE SEA DUNES
Legal Subdivision	SEA DUNES
Legal Block	16
Legal Lot Number	17
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2033
Census Tract	970904

Owner

141 Sand Castle Dr is owned by two individuals who bought it in October 2017.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2828 CROIX PL, RALEIGH, NC 27614-9155
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on File
Deed Sale	Oct 18, 2017 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	20171590234
Deed Book / Page	1590 / 234
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0013230401
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	141 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018060241
Date	Aug 10, 2023
Book Page	1806/241
Instrument	1806241

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	141 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017260272
Date	Jun 15, 2021
Book Page	1726/272
Instrument	1726272

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 18, 2017
Property Address	141 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Document Number	0015900234
Book / Page	1590 / 234
Map Reference	MB16 PG83
Instrument Date	Oct 11, 2017
Instrument	1590234
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8101 SOUND DR, 8101, EMERALD ISLE, NC 28594-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 CROIX PL, RALEIGH, NC 27614-9155

Mortgage

Document Number	1590235
Date	Oct 18, 2017
Instrument	1590235

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 17, 2017
Property Address	141 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Document Number	0015700051
Book / Page	001570 / 000051
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8108 SOUND DR EMERALD ISLE NC 285942727, EMERALD ISLE, NC 28594-2727

Tax Assessment & Valuation

The 2025 property tax bill for 141 Sand Castle Dr was $4,213.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,145,541 (-) Land $335,039 Building $810,502	$1,145,541 (-) Land $335,039 Building $810,502
2025	$4,213.00	$1,145,541 Land $335,039 Building $810,502	$1,145,541 Land $335,039 Building $810,502
2023		$464,433 Land $175,500 Building $288,933	$464,433 Land $175,500 Building $288,933
2022	$2,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 Sand Castle Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Sand Castle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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