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137 Sand Castle Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 137 Sand Castle Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,372 sqft · built 2017
Lot Size0.302 acres (13,155 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Apr 2016)
Tax Bill$4,351 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN5383.09.16.5103000

Property Details

APN / Parcel Number

Primary APN5383.09.16.5103000
Alternative APNs
  • 134910
  • 44607

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area3,372 sqft Heated Area
Gross Area2,178 sqft
1st Floor Area204 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,155 sqft (0.302 acres)
Lot Dimensions167 ft deep x 80 ft wide
Pool Area288 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number44607
Street Address137 SAND CASTLE DR
CityEMERALD ISLE
StateNC
Zip28594-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL19 BE SEA DUNES
Legal SubdivisionSEA DUNES
Legal Block16
Legal Lot Number19
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2033
Census Tract970904

Owner

137 Sand Castle Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address137 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2016 · Amount on File
Deed SaleApr 11, 2016 · Amount on File
Deed Document Number20161539125
Deed Book / Page1539 / 125
Prior Transfer DateJul 16, 2013
Prior Transfer Doc0014560334
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address137 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Document Number0016050460
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018
Title CompanySERVICELINK EAST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address137 SAND CASTLE DR EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594

Mortgage

Document Number0016050460
DateApr 19, 2018
Book Page001605/000460
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount on Record
Term120 Months
DueApr 18, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 137 Sand Castle Dr was $4,351.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,187,560 (-) Land $335,797 Building $851,763$1,187,560 (-) Land $335,797 Building $851,763
2025$4,351.00$1,187,560 Land $335,797 Building $851,763$1,187,560 Land $335,797 Building $851,763
2023$691,322 Land $184,800 Building $506,522$691,322 Land $184,800 Building $506,522
2022$3,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Sand Castle Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Sand Castle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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