131 Ridge Crest Cir, Lima, OH 45801 Property Records

Allen County property record for 131 Ridge Crest Cir, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,099 sqft · built 1979
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Jun 2017)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2812-02-029.000`

Property Details

APN / Parcel Number

Primary APN	`37-2812-02-029.000`
Alternative APN	`H2737281202029000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,099 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	1,181 sqft
Upper Floors Area	918 sqft
Basement Area	1,077 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	450 sqft
Deck Area	120 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	131 RIDGE CREST CIR
City	LIMA
State	OH
Zip	45801-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD RIDGE VILLAGE LOT 27574 JOINT TEN FF 64.92
Legal Subdivision	WOOD RIDGE VILLAGE
Legal Lot Number	27574
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2032
Census Tract	11301

Owner

131 Ridge Crest Cir is owned and occupied by two individuals who bought it in June 2017.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 RIDGE CREST CIR, LIMA, OH 45801-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 13, 2017	Deed with Mortgage, Transfer · Conventional Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	20176441
Deed Book / Page	2017 / 6441
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	131 RIDGE CREST CIR, LIMA, OH 45801-3809
Document Number	0000003216
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 RIDGE CREST CIR LIMA OH 45801, LIMA, OH 45801

Mortgage

Document Number	0000003216
Date	Mar 27, 2020
Instrument	3216

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2035

June 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALLEN OH
Recording Date	Jun 13, 2017
Property Address	131 RIDGE CREST CIR, LIMA, OH 45801-3809
Document Number	0000006441
Book / Page	002017 / 006442
Instrument Date	Jun 12, 2017
Instrument	6441
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 RIDGE CREST CIR LIMA OH 458013809, LIMA, OH 45801-3809

Mortgage

Document Number	6442
Date	Jun 13, 2017
Book Page	002017/006442
Instrument	6442

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 131 Ridge Crest Cir was $3,776, down 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (-0.55%)	$87,150 (-) Land $9,870 Building $77,280	$249,000 (-) Land $28,200 Building $220,800
2024	$3,797.00 (+17.74%) Homeowner's exemption	$87,150 (+20.97%) Land $9,870 Building $77,280	$249,000 Land $28,200 Building $220,800
2023	$3,225.00 (-1.07%) Homeowner's exemption	$72,040 (-) Land $8,160 Building $63,880
2022	$3,260.00 Homeowner's exemption	$72,040 Land $8,160 Building $63,880
2021			$205,800 Land $23,300 Building $182,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Ridge Crest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Ridge Crest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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