141 Central St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 141 Central St, Somerville, MA 02145

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,426 sqft · built 1889
Lot Size	0.039 acres (1,691 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jun 2019)
Tax Bill	$9,198 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-B-1-B`

Property Details

APN / Parcel Number

Primary APN	`49-B-1-B`
Alternative APNs	`SOME M:49 B:B L:1-B` `18561070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
Gross Area	2,273 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	1,691 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	18561070
Street Address	141 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02145-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Subdivision	LAND SOMMERVILLE
Legal Block	B
Legal Lot Number	1-B
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350202

Owner

141 Central St is owned and occupied by an individual who bought it in June 2019.

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	141 CENTRAL ST, SOMERVILLE, MA 02145-3709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE TRUST CO
Jun 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CAMBRIDGE TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Deed Document Number	201982604
Deed Book / Page	72774 / 148
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	141 CENTRAL ST, SOMERVILLE, MA 02145-3709
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079942-114
Date	Apr 7, 2022
Book Page	79942/114
Instrument	52212

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	141 CENTRAL ST, SOMERVILLE, MA 02145-3709
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74933-339
Date	Jun 22, 2020
Book Page	74933/339
Instrument	97108

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 17, 2019
Property Address	141 CENTRAL ST, SOMERVILLE, MA 02145-3709
Document Number	72774-148
Book / Page	072774 / 000148
Instrument Date	Jun 17, 2019
Instrument	82604
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,534.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 CENTRAL ST SOMERVILLE MA 021453709, SOMERVILLE, MA 02145-3709

Mortgage

Document Number	72774-150
Date	Jun 17, 2019
Book Page	072774/000150
Instrument	82605

Lender

Name	CAMBRIDGE TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 141 Central St was $9,198, up 6.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,198.00 (+6.36%)	$843,100 (+2.55%) Land $380,000 Building $463,100	$1,081,195 (-6.76%)
2024	$8,648.00 (+5.31%)	$822,100 (+3.51%) Land $380,000 Building $442,100	$1,159,570
2023	$8,212.00	$794,200 Land $380,000 Building $414,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 141 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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