138 Central St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 138 Central St, Somerville, MA 02145

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,836 sqft · built 1920
Lot Size	0.123 acres (5,372 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (Jan 2021)
Tax Bill	$14,850 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`49-A-15`

Property Details

APN / Parcel Number

Primary APN	`49-A-15`
Alternative APNs	`SOME M:49 B:A L:15` `2046040`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,836 sqft Living Area
Gross Area	4,673 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	5,372 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2046040
Street Address	138 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02145-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	A
Legal Lot Number	15
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	350202

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 CENTRAL ST, SOMERVILLE, MA 02145-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Dec 1, 1992 · Amount on Record
Deed Document Number	20218094
Deed Book / Page	76682 / 377
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 13, 2021
Property Address	138 CENTRAL ST, SOMERVILLE, MA 02145-3706
Document Number	076682-377
Book / Page	76682 / 377
Instrument Date	Jan 13, 2021
Instrument	8094
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 CENTRAL ST, SOMERVILLE, MA 02145-3706

Mortgage

Document Number	0000008095
Date	Jan 13, 2021
Instrument	8095

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	138 CENTRAL ST, SOMERVILLE, MA 02145-3706
Document Number	73875-523
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CENTRAL ST SOMERVILLE MA 021453706, SOMERVILLE, MA 02145-3706

Mortgage

Document Number	73875-523
Date	Dec 23, 2019
Book Page	073875/000523
Instrument	3889

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,850.00 (+7.24%)	$1,361,100 (+3.4%) Land $555,900 Building $805,200	$1,380,825 (+2.3%)
2024	$13,847.00 (+7.31%)	$1,316,300 (+5.47%) Land $555,900 Building $760,400	$1,349,760
2023	$12,904.00	$1,248,000 Land $555,900 Building $692,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures