Ottawa County property record for 14097 Taft Rd, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1989 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $35 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-04-06-300-081 |
| Primary APN | 70-04-06-300-081 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Lot Area | 87,120 sqft (2 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14097 TAFT RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF SW 1/4 COM N 89D 40M 20S W 466 FT FROM S 1/4 COR, TH N 89D 40M 20S W 200 FT, N 0D 31M 23S E 441 FT, S 89D 40M 20S E 200 FT, TH S 0D 31M 23S W 441 FT TO BEG SEC 6 T8N R15W |
| Legal Range | 15W |
| Legal Township | 08N |
| Legal Section | 06 |
| Legal Block | 300 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | CROCKERY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20400 |
14097 Taft Rd is owner-occupied and held in a trust since March 2022.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Mar 29, 2022 | Intrafamily Transfer, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Mar 30, 2022 | Intrafamily Transfer, Transfer |
| Mar 18, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Feb 1, 2021 | Intrafamily Transfer, Transfer |
| Mar 6, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2014 |
| Deed Sale | Jun 12, 2014 |
| Deed Document Number | 201419150 |
| Last Transfer Date | Mar 24, 2022 |
| Transfer Doc | 20220012025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 20240008857 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024-0008857 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 29, 2022 |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20220011853 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-0011853 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 985 PARCHMENT DR SE, 985, GRAND RAPIDS, MI 49546-3659 |
| Name | Verified Name |
|---|---|
| Address | 10497 TAFT STREET, SPRING LAKE, MI 49456 |
| Document Number | 20220011854 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-0011854 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 30, 2022 |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20220012025 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-0012025 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14097 TAFT RD, 14097, SPRING LAKE, MI 49456-9521 |
| Name | Verified Name |
|---|---|
| Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210014621 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0014621 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210004045 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-0004045 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Feb 1, 2021 |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20210005844 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-0005844 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 6, 2017 |
| Property Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20170007881 |
| Instrument Date | Mar 5, 2017 |
| Instrument | 2017-0007881 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14097 TAFT RD, SPRING LAKE, MI 49456-9521 |
The 2025 property tax bill for 14097 Taft Rd was $35 with a homeowner's exemption, down 98.8% from the year before.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Crockery Township |
| Unified School District | Fruitport Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,700 (+9.63%) | $389,400 (+9.63%) | |
| 2025 | $35.00 (-98.81%) Homeowner's exemption | $177,600 | $355,200 |
| 2024 | $2,929.00 | ||
| 2023 | $146,400 | $292,800 | |
| 2022 | $2,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14097 Taft Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14097 Taft Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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