Ottawa County property record for 14078 Taft Rd, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,984 sqft · built 1966 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2022) |
| Tax Bill | $4,231 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-04-07-100-035 |
| Primary APN | 70-04-07-100-035 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Contemporary |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,360 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14078 TAFT RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF NW 1/4 COM N 89D 40M 18S W 350 FT FROM N 1/4 COR, TH S 0D 38M 13S W 3635 FT, N 89D 40M 18S W 250 FT, N 0D 38M 13S E 1135 FT, S 89D 40M 18S E 15 FT, N 0D 38M 13S E 250 FT, TH S 89D 40M 18S E 235 FT TO BEG SEC 7 T8N R15W 2 AC |
| Legal Range | 15W |
| Legal Township | 08N |
| Legal Section | 07 |
| Legal Block | 100 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | CROCKERY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20400 |
14078 Taft Rd is owned and occupied by an individual who bought it in October 2022.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Feb 21, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on File |
| Deed Sale | Oct 19, 2022 · Amount on File |
| Prior Sale | Feb 21, 2020 |
| Deed Document Number | 202236460 |
| Prior Transfer Date | Jan 24, 2020 |
| Prior Transfer Doc | 0000006640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20250030648 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0030648 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 19, 2022 |
| Property Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20220036460 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022-0036460 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14078 TAFT RD, 14078, SPRING LAKE, MI 49456-9521 |
| Name | Verified Name |
|---|---|
| Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20220036461 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022-0036461 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20220007283 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0007283 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Feb 21, 2020 |
| Property Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20200006640 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 2020-0006640 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14078 TAFT RD, SPRING LAKE, MI 49456-9521 |
| Document Number | 20200006641 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020-0006641 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 14078 Taft Rd was $4,231 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Crockery Township |
| Unified School District | Fruitport Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,900 (+5.97%) | $397,800 (+5.97%) | |
| 2025 | $4,231.00 Homeowner's exemption | $187,700 | $375,400 |
| 2023 | $136,900 | $273,800 | |
| 2022 | $2,123.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14078 Taft Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14078 Taft Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROCKERY MOBILE HOME PARK private · serves 413 people · EPA ID MI0040417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Also Mapped Here | SPRING LAKE TOWNSHIP |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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