Culpeper County property record for 14095 Lovers Ln, Culpeper, VA 22701
| Property Type | Commercial |
|---|---|
| Details | 0.5 ba · 4,322 sqft · built 1981 |
| Lot Size | 2.61 acres (113,692 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,591,700 (Feb 2022) |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-6-B1 |
| Primary APN | 51-6-B1 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 4,322 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 113,692 sqft (2.61 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 24553 |
|---|---|
| Street Address | 14095 LOVERS LN |
| City | CULPEPER |
| State | VA |
| Zip | 22701-4125 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C3 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930502 |
14095 Lovers Ln, a commercial property, is owned by a company that bought it in February 2022.
Source: Culpeper County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 501 N MAIN ST, CULPEPER, VA 22701-2607 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage VIRGINIA NATIONAL BANK |
| Feb 28, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Prior Sale | Dec 21, 2018 · Amount on File |
| Deed Document Number | 20221470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 14095 LOVERS LN, CULPEPER, VA 22701-4125 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0190000861 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 190000861 |
| Name | VIRGINIA NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Feb 28, 2022 |
| Property Address | 14095 LOVERS LN, CULPEPER, VA 22701-4125 |
| Document Number | 0220001470 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 220001470 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 N MAIN ST, CULPEPER, VA 22701-2607 |
The 2025 property tax bill for 14095 Lovers Ln was $2,009, down 13% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 (-12.95%) | $467,200 Land $261,000 Building $206,200 | $467,200 Land $261,000 Building $206,200 |
| 2024 | $2,308.00 (+10.43%) | ||
| 2023 | $2,090.00 | $454,400 Land $261,000 Building $193,400 | $454,400 Land $261,000 Building $193,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14095 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14095 Lovers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
May also be available: T-Mobile, Xfinity.
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