Culpeper County property record for 13388 Lovers Ln, Culpeper, VA 22701
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 2,070 sqft · built 1980 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (Sep 2025) |
| Tax Bill | $2,058 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-L-1-1 |
| Primary APN | 50-L-1-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6921 |
|---|---|
| Street Address | 13388 LOVERS LN |
| City | CULPEPER |
| State | VA |
| Zip | 22701-4151 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | M1 |
| Legal Description | ELLERIDGE INDUSTRIAL PARK LOT B-1 |
| Legal Subdivision | 097 |
| Legal Lot Number | B |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 930502 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13388 LOVERS LN, CULPEPER, VA 22701-4151 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed, Transfer · Seller Carry-Back CHARLES LACY |
| Aug 28, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Deed Document Number | 20254578 |
| Prior Transfer Date | Aug 27, 2025 |
| Prior Transfer Doc | 0000003959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Sep 29, 2025 |
| Property Address | 13388 LOVERS LN, CULPEPER, VA 22701-4151 |
| Document Number | 0250004578 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 250004578 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | ENTITLE SETTLEMENT SERVICES LLC, ENTITLE STLMT SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13388 LOVERS LN, CULPEPER, VA 22701-4151 |
| Document Number | 0250004579 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 250004579 |
| Name | CHARLES LACY |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 15, 2030 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Aug 28, 2025 |
| Property Address | 13388 LOVERS LN, CULPEPER, VA 22701-4151 |
| Document Number | 0250003959 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 250003959 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19779 OLD ORANGE RD, CULPEPER, VA 22701-8205 |
| Name | Verified Name |
|---|---|
| Address | 19779 OLD ORANGE RD, CULPEPER, VA 22701-8205 |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (+553.33%) | $478,700 (-) Land $189,400 Building $289,300 | $478,700 (-) Land $189,400 Building $289,300 |
| 2024 | $315.00 | $478,700 (-) Land $189,400 Building $289,300 | $478,700 (-) Land $189,400 Building $289,300 |
| 2023 | $478,700 Land $189,400 Building $289,300 | $478,700 Land $189,400 Building $289,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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