Duval County property record for 1409 Tree Split Ln, Neptune Beach, FL 32266 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1983 |
| Square Footage | 3,630 sqft Living Area |
| Lot Size | 17,951 sqft (0.412 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $569,000 (2018) |
| Tax Bill | $9,940.00 (2025) |
| Primary APN | 178958-0034 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,630 sqft Living Area |
| Gross Area | 4,623 sqft Gross Area |
| 1st Floor | 2,294 sqft 1st Floor |
| Upper Floors | 1,056 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,951 sqft (0.412 acres) |
| Depth X Width | 120 ft x 110 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 680 sqft Garage |
| Pool Area | 1 sqft Pool |
| Porch Area | 653 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 1409 TREE SPLIT LN |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-3636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 36-99 38-2S-29E NEPTUNE GROVE UNIT 2 LOT 2 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 38 |
| Legal Subdivision | NEPTUNE GROVE UNIT 02 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Minor Civil Division | JACKSONVILLE BEACHES |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 14001 |
Source: Duval County records · APN 178958-0034
Assessment roll updated June 3, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 TREE SPLIT LN, NEPTUNE BEACH, FL 32266-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Oct 26, 2005 · Amount on Record |
| Deed Doc Number | 2018147312 |
| Deed Book / Page | 18430 / 1798 |
| Prior Transfer Date | Oct 20, 2005 |
| Prior Transfer Doc | 0128430026 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 1409 TREE SPLIT LN, NEPTUNE BEACH, FL 32266-3636 |
| Document Number | 0000141497 |
| Book / Page | 21947 / 1635 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026141497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1409 TREE SPLIT LN, NEPTUNE BEACH, FL 32266-3636 |
| Investor | Possibly a Property Investor |
| Document Number | 0000141497, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 21947/1635 |
| Instrument | 2026141497 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1409 TREE SPLIT LN, NEPTUNE BEACH, FL 32266-3636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0191630134 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 19163/134 |
| Instrument | 2020075182 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 1409 TREE SPLIT LN, NEPTUNE BEACH, FL 32266-3636 |
| Document Number | 0184301798 |
| Book / Page | 18430 / 1798 |
| Map Reference | MB 36 PG 99 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018147312 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 974 RUTH AVE, 974, JACKSONVILLE BEACH, FL 32250-3166 |
| Name | Verified Name |
|---|---|
| Address | 1409 TREE SPLIT LN, NEPTUNE BEACH, FL 32266-3636 |
| Document Number | 2018147313 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018147313 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2038 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,713 (+2.7%) | $747,898 (+1.21%) Land $473,753 Building $274,145 | |
| 2025 | $9,940.00 (+2.34%) Homeowner's exemption | $599,526 (+5.99%) | $738,954 (+6.76%) Land $443,520 Building $295,434 |
| 2024 | $9,713.00 (+2.7%) | ||
| 2023 | $9,458.00 (+9.03%) Homeowner's exemption | $565,661 (+3%) | $692,186 (-0.43%) Land $316,800 Building $375,386 |
| 2022 | $8,675.00 Homeowner's exemption | $549,186 | $695,166 Land $295,680 Building $399,486 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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