1409 Theodore St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1409 Theodore St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,376 sqft · built 2004
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2026)
Tax Bill	$4,411 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988316847906`

Property Details

APN / Parcel Number

Primary APN	`988316847906`
Alternative APN	`008224002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988316847906
Street Address	1409 THEODORE ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: Z SEC: PL: 1 SL: 80
Legal Subdivision	KILL DEVIL BEACH EXTENDED
Legal Block	Z
Legal Lot Number	9
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1052
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30882 ROAD 492A, LAUREL, DE 19956
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Feb 9, 2026	Intrafamily Transfer, Transfer
Aug 7, 2023	Warranty Deed, Transfer
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	2026700162001
Deed Book / Page	2862 / 802
Prior Transfer Date	Jan 29, 2026
Prior Transfer Doc	002834/409
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 28, 2026
Property Address	1409 THEODORE ST, KILL DEVIL HILLS, NC 27948-8510
Document Number	0700162001
Book / Page	2862 / 802
Instrument Date	Jul 20, 2026
Instrument	2026700162001
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$48,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0700162002,
Date	Jul 28, 2026
Instrument	2026700162002

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Feb 9, 2026
Property Address	1409 THEODORE ST, KILL DEVIL HILLS, NC 27948-8510
Document Number	002834/409
Book / Page	2834 / 409
Map Reference	MB 1 PG 80
Instrument Date	Jan 29, 2026
Instrument	700156814
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GEORGETOWN RD, RALEIGH, NC 27608-2615

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 7, 2023
Property Address	1409 THEODORE ST, KILL DEVIL HILLS, NC 27948-8510
Document Number	002693/596
Book / Page	2693 / 596
Map Reference	MB 1 PG 80
Instrument Date	Aug 2, 2023
Instrument	700131733
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4224 WOODSIDE DR, FREDERICKSBURG, VA 22407-4840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GEORGETOWN RD, RALEIGH, NC 27608-2615

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 15, 2022
Property Address	1409 THEODORE ST, KILL DEVIL HILLS, NC 27948-8510
Document Number	002626/816
Book / Page	2626 / 816
Map Reference	MB 1 PG 80
Instrument Date	Jun 15, 2022
Instrument	700119499
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 THEODORE ST, 1409, KILL DEVIL HILLS, NC 27948-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 WOODSHIRE DRIVE, FREDERICKBG, VA 22407

Mortgage

Document Number	0700119500
Date	Jun 15, 2022
Instrument	700119500

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,411.00 (+3.37%)	$786,200 (+3.37%) Land $155,500 Building $630,700	$786,200 (+77.91%) Land $155,500 Building $630,700
2025	$4,267.00 (+23.75%)	$760,600 (+66.64%) Land $155,500 Building $605,100
2023	$3,448.00 (+8.33%)	$456,424 (+3.29%) Land $78,800 Building $377,624
2022	$3,183.00	$441,900 Land $78,800 Building $363,100	$441,900 (-41.9%) Land $78,800 Building $363,100
2020			$760,600 Land $155,500 Building $605,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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