1308 Theodore St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1308 Theodore St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 2005
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (May 2026)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`988312853238`

Property Details

APN / Parcel Number

Primary APN	`988312853238`
Alternative APN	`022890001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312853238
Street Address	1308 THEODORE ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: AA SEC: PL: 1 SL: 80
Legal Subdivision	KILL DEVIL BEACH EXTENDED
Legal Block	AA
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1059
Census Tract	970302

Owner

Source: Dare County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 5, 2024	Deed of Trust, Mortgage SOUTHERN BANK & TRUST CO
Nov 16, 2011	Deed of Trust, Mortgage · Conventional Mortgage TOWNE BANK MORTGAGE
Aug 30, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 22, 2016	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 30, 2006	Gift Deed, Transfer · ARM HOMECOMINGS FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Document Number	2026700160132
Deed Book / Page	2852 / 717
Prior Transfer Date	Apr 25, 2016
Prior Transfer Doc	0002091/58
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002440/615
Date	Nov 30, 2020
Book Page	2440/615
Instrument	700088321

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509

Mortgage

Document Number	002737/189
Date	Jun 5, 2024
Book Page	2737/189
Instrument	700139726

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	PO BOX 1018, MOUNT OLIVE, NC 28365

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2054

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001881/064
Date	Nov 16, 2011
Book Page	1881/064
Instrument	6301920

Lender

Name	TOWNE BANK MORTGAGE
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2031

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001699/025
Date	Aug 30, 2006
Book Page	1699/025
Instrument	6204380

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2021

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 28, 2026
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Document Number	0700160132
Book / Page	2852 / 717
Instrument Date	May 22, 2026
Instrument	2026700160132
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509

Mortgage

Document Number	0700160133,
Date	May 28, 2026
Instrument	2026700160133

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 22, 2016
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Document Number	002088/850
Book / Page	2088 / 850
Map Reference	MB 1 PG 80
Instrument Date	Apr 21, 2016
Instrument	700024550
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 LEGENDS WAY, 1018, SUFFOLK, VA 23435-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509

Mortgage

Document Number	002088/852
Date	Apr 22, 2016
Book Page	2088/852
Instrument	700024551

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2046

August 2006: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Aug 30, 2006
Property Address	1308 THEODORE ST, KILL DEVIL HILLS, NC 27948-8509
Document Number	001699/022
Book / Page	1699 / 022
Map Reference	MB1 PG80
Instrument Date	Aug 30, 2006
Instrument	6204376
Transaction Type	Transfer
Record Updated	Nov 19, 2022
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1071, KITTY HAWK, NC 27949-1071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SKIP JACK LN, KILL DEVIL HILLS, NC 27948-9248
Investor	Possibly a Property Investor

Mortgage

Document Number	001699/023
Date	Aug 30, 2006
Book Page	1699/023
Instrument	6204377

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28211

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2006
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	9.95%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (+7.91%)	$469,600 (+50.13%) Land $140,700 Building $328,900
2023	$2,363.00	$312,800 Land $71,300 Building $241,500
2020			$469,600 Land $140,700 Building $328,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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