1409 Stephen Dr, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 1409 Stephen Dr, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1994
Lot Size	0.3 acres (13,096 sqft)
Owner	Individual Name on Record
Last Sale	$200,800 (Jul 2021)
Tax Bill	$942 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099031004003028002`

Property Details

APN / Parcel Number

Primary APN	`099031004003028002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,096 sqft (0.3 acres)
Deck Area	264 sqft

Location & Zoning

Street Address	1409 STEPHEN DR
City	MOUNT VERNON
State	MO
Zip	65712-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHEN DR,1409; LT 1 GLENN CLAPP ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	GLENN CLAPP ADDN
Legal Lot Number	1
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2030
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 STEPHEN DR, MOUNT VERNON, MO 65712-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK
Apr 20, 2020	Warranty Deed, Transfer · Seller Carry-Back ROBERT HARTLLEY ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	20214239
Deed Book / Page	457 / 4212
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0438000655
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 12, 2021
Property Address	1409 STEPHEN DR, MOUNT VERNON, MO 65712-2119
Document Number	457/4212
Book / Page	457 / 4212
Instrument Date	Jul 9, 2021
Instrument	2021-00004239
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 STEPHEN DR, MOUNT VERNON, MO 65712-2119

Mortgage

Document Number	4574213
Date	Jul 12, 2021
Instrument	457/4213

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 20, 2020
Property Address	1409 STEPHEN DR, MOUNT VERNON, MO 65712-2119
Document Number	456/1800
Book / Page	456 / 1800
Instrument Date	Apr 16, 2020
Instrument	2020-00001822
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1409 STEPHEN DR, MOUNT VERNON, MO 65712-2119

Mortgage

Document Number	4561801
Date	Apr 20, 2020
Instrument	456/1801

Lender

Name	ROBERT HARTLLEY ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,160 (-) Land $1,790 Building $17,370
2025	$942.00 (+0.11%)	$19,160 (+9.8%) Land $1,790 Building $17,370	$91,842 (-)
2024	$941.00 (+9.16%)
2023	$862.00 (+6.95%)	$17,450 Land $1,790 Building $15,660	$91,842
2022	$806.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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