Lawrence County property record for 1304 Stephen Dr, Mount Vernon, MO 65712 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,691 sqft · built 1970 |
| Lot Size | 0.5 acres (21,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,400 (Jun 2020) |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099031004003017000 |
| Primary APN | 099031004003017000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| 1st Floor Area | 1,691 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,800 sqft (0.5 acres) |
| Lot Dimensions | 108 ft deep x 200 ft wide |
| Utility Building | 70 sqft |
| Street Address | 1304 STEPHEN DR |
|---|---|
| City | MOUNT VERNON |
| State | MO |
| Zip | 65712-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEPHENS DR,1304; LTS 7 & 8 BLK 2 HUDSON'S S/D - MT VERNON |
| Legal Range | 26 |
| Legal Township | 28 |
| Legal Section | 31 |
| Legal Subdivision | HUDSONS |
| Legal Block | 2 |
| Legal Lot Number | 7,8 |
| Jurisdiction | LAWRENCE MO |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 470202 |
Source: Lawrence County records · APN 099031004003017000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1304 STEPHEN DR, MOUNT VERNON, MO 65712-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 25, 2020 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 20203017 |
| Deed Book / Page | 456 / 2991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Property Address | 1304 STEPHEN DR, MOUNT VERNON, MO 65712-2112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1304 STEPHEN DR, MOUNT VERNON, MO 65712-2112 |
| Document Number | 00459/3337 |
|---|---|
| Date | Aug 09, 2023 |
| Book Page | 459/3337 |
| Instrument | 2023003435 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Property Address | 1304 STEPHEN DR, MOUNT VERNON, MO 65712-2112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 00457/3881 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 457/3881 |
| Instrument | 2021-00003906 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Jun 25, 2020 |
| Property Address | 1304 STEPHEN DR, MOUNT VERNON, MO 65712-2112 |
| Document Number | 456/2991 |
| Book / Page | 456 / 2991 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020-00003017 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Title Company | WACO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 STEPHEN DR, MOUNT VERNON, MO 65712-2112 |
| Document Number | 4562992 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 456/2992 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Lawrence County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lawrence County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,160 (-) Land $4,240 Building $20,920 | ||
| 2025 | $1,236.00 | $25,160 (+8.87%) Land $4,240 Building $20,920 | $121,632 (-) |
| 2024 | $1,236.00 (+8.23%) | ||
| 2023 | $1,142.00 (+6.33%) | $23,110 Land $4,240 Building $18,870 | $121,632 |
| 2022 | $1,074.00 |
Source: FEMA National Flood Hazard Layer, Lawrence County (29109C), updated August 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 392 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Wisper ISP | Fixed Wireless (licensed-by-rule) | 400 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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