1409 State St, Midland, MI 48640 Property Records

Midland County property record for 1409 State St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,364 sqft · built 1943
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$69,500 (Feb 2024)
Tax Bill	$2,750 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-30-480`

Property Details

APN / Parcel Number

Primary APN	`14-16-30-480`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1409 STATE ST
City	MIDLAND
State	MI
Zip	48640-5290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	LOT 69 HIGHLANDVIEW SUB
Legal Subdivision	HIGHLANDVIEW SUB
Legal Lot Number	69
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4002
Census Tract	290100

Owner

1409 State St is owned and occupied by an individual who bought it in February 2024.

Source: Midland County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1409 STATE ST, MIDLAND, MI 48640-5290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage DORT FINANCIAL CU
Nov 17, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Jul 2, 2020	Intrafamily Transfer, Transfer
Jul 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	1635/886
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 23, 2024
Property Address	1409 STATE ST, MIDLAND, MI 48640-5290
Document Number	001670/919
Book / Page	1670 / 919
Map Reference	LB A PG 109
Instrument Date	Feb 15, 2024
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 WALDO AVE STE 7, 7, MIDLAND, MI 48642-6444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 STATE ST, MIDLAND, MI 48640-5290

Mortgage

Document Number	0001670920
Date	Feb 23, 2024
Instrument	1670/920

Lender

Name	DORT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Max Rate	12.5%

November 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MIDLAND MI
Recording Date	Nov 17, 2022
Property Address	1409 STATE ST, MIDLAND, MI 48640-5290
Document Number	001661/787
Book / Page	1661 / 787
Instrument Date	Nov 17, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2989 N LAKEVIEW DR, 2989, SANFORD, MI 48657-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 STATE ST, MIDLAND, MI 48640-5290

Mortgage

Date	Nov 17, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 2, 2020
Property Address	1409 STATE ST, MIDLAND, MI 48640-5290
Document Number	1635/82
Book / Page	1635 / 82
Map Reference	LB A PG 109
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2989 N LAKEVIEW DR, SANFORD, MI 48657-9105

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 21, 2020
Property Address	1409 STATE ST, MIDLAND, MI 48640-5290
Document Number	1635/886
Book / Page	1635 / 886
Map Reference	LB A PG 109
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2989 N LAKEVIEW DR, SANFORD, MI 48657-9105

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,000	$146,000
2024	$2,750.00
2023		$56,100	$112,200
2022	$2,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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