1310 State St, Midland, MI 48640 Property Records

Midland County property record for 1310 State St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1918
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$106,850 (Mar 2022)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-40-250`

Property Details

APN / Parcel Number

Primary APN	`14-16-40-250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1310 STATE ST
City	MIDLAND
State	MI
Zip	48640-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	LOT 2 BLK 3 DOW CHEM CO ADD
Legal Subdivision	DOW CHEM CO ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4004
Census Tract	290100

Owner

Source: Midland County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1310 STATE ST, MIDLAND, MI 48640-5921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 26, 2017	Warranty Deed, Transfer
Jun 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Book / Page	1655 / 429
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	1607/0192
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 17, 2022
Property Address	1310 STATE ST, MIDLAND, MI 48640-5921
Document Number	001655/429
Book / Page	1655 / 429
Map Reference	LB A PG 30&31
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 STATE ST, 1310, MIDLAND, MI 48640-5921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 STATE ST, MIDLAND, MI 48640-5921

Mortgage

Document Number	0001655430
Date	Mar 17, 2022
Instrument	1655/430

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	001655/431
Date	Mar 17, 2022
Book Page	1655/431

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 26, 2017
Property Address	1310 STATE ST, MIDLAND, MI 48640-5921
Document Number	1607/0193
Book / Page	1607 / 0193
Map Reference	LB A PG 30&31
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4516 E APPLE AVE, 4516, MUSKEGON, MI 49442-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 JEFFERSON AVE, MIDLAND, MI 48640-3502

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 26, 2017
Property Address	1310 STATE ST, MIDLAND, MI 48640-5921
Document Number	1607/0192
Book / Page	1607 / 0192
Map Reference	LB A PG 30&31
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 JEFFERSON AVE, 2660, MIDLAND, MI 48640-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 STATE ST, MIDLAND, MI 48640-5921
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,500 (+13.25%)	$147,000 (+13.25%)
2025	$2,132.00 (+1.04%) Homeowner's exemption	$64,900	$129,800
2024	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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