1409 Silver Oak Ln, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1409 Silver Oak Ln, Arnold, MD 21012

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 ba · 4,532 sqft · built 2019
Lot Size	0.16 acres (6,955 sqft)
Owner	2 Individual Names on File
Last Sale	$664,524 (Sep 2019)
Tax Bill	$524 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-042-90247087`

Property Details

APN / Parcel Number

Primary APN	`03-042-90247087`
Alternative APN	`04290247087`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,532 sqft Gross Area
1st Floor Area	1,549 sqft
Basement Area	920 sqft
Finished Basement	920 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,955 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	04290247087
Street Address	1409 SILVER OAK LN
City	ARNOLD
State	MD
Zip	21012-2238
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	LOT 28 ARNOLD OVERLOOK
Legal Subdivision	ARNOLD OVERLOOK
Legal Block	3
Legal Lot Number	28
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3012
Census Tract	731103

Owner

1409 Silver Oak Ln is owned by two individuals who bought it in September 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 SILVER OAK LN, ARNOLD, MD 21012-2238
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 4, 2019	Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Deed Book / Page	33534 / 249
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1409 SILVER OAK LN, ARNOLD, MD 21012-2238
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367590240
Date	May 11, 2021
Book Page	36759/240

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2051

September 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 4, 2019
Property Address	1409 SILVER OAK LN, ARNOLD, MD 21012-2238
Document Number	0335340249
Book / Page	33534 / 249
Map Reference	MB348PG6-11PL17932
Instrument Date	Aug 28, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021
Title Company	RESIDENTIAL T&E CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,967.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1409 SILVER OAK LN, ARNOLD, MD 21012-2238

Mortgage

Document Number	33534256
Date	Sep 4, 2019
Instrument	33534/256

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Silver Oak Ln was $524.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,333	$889,900 Land $202,600 Building $687,300
2025	$524.00
2023	Disabled Person's exemption Veteran's exemption	$673,500	$696,200 Land $161,900 Building $534,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Silver Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Silver Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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