1406 Silver Oak Ln, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1406 Silver Oak Ln, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,905 sqft · built 2020
Lot Size	0.16 acres (6,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jul 2022)
Tax Bill	$7,486 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-042-90247084`

Property Details

APN / Parcel Number

Primary APN	`03-042-90247084`
Alternative APN	`04290247084`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,905 sqft Living Area
Gross Area	4,305 sqft
1st Floor Area	1,562 sqft
Basement Area	781 sqft
Finished Basement	781 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,955 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	04290247084
Street Address	1406 SILVER OAK LN
City	ARNOLD
State	MD
Zip	21012-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 25 ARNOLD OVERLOOK
Legal Subdivision	ARNOLD OVERLOOK
Legal Block	3
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3012
Census Tract	731103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 SILVER OAK LN, ARNOLD, MD 21012-2239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 3, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Book / Page	38952 / 198
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 20, 2022
Property Address	1406 SILVER OAK LN, ARNOLD, MD 21012-2239
Document Number	0389520198
Book / Page	38952 / 198
Map Reference	MB 348 PG 9 PL 17935
Instrument Date	Jul 8, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 SILVER OAK LN, ARNOLD, MD 21012-2239

Mortgage

Document Number	0038952206
Date	Jul 20, 2022
Instrument	38952/206

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	5-Year CMT
Max Rate	9.87%

August 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 3, 2020
Property Address	1406 SILVER OAK LN, ARNOLD, MD 21012-2239
Document Number	0349870281
Book / Page	34987 / 281
Map Reference	MB 348 PG6-11PL17932
Instrument Date	Jun 26, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021
Title Company	RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 SILVER OAK LN, ARNOLD, MD 21012-2239

Mortgage

Document Number	34987289
Date	Aug 3, 2020
Instrument	34987/289

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,067 (+19.17%)	$775,500 (+23.06%) Land $202,600 Building $572,900
2025	$7,486.00 (+12.37%)
2023	$6,662.00	$610,133	$630,200 Land $161,900 Building $468,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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