1408 San Rafael Ct, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1408 San Rafael Ct, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,423 sqft · built 1984
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Tax Bill$2,509 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN161160-0030

Property Details

APN / Parcel Number

Primary APN161160-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,423 sqft Living Area
Gross Area2,141 sqft
1st Floor Area1,423 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions132 ft deep x 109 ft wide
Garage TypeAttached
Garage Area493 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area130 sqft
Patio Area453 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1408 SAN RAFAEL CT
CitySAINT AUGUSTINE
StateFL
Zip32080-5356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description13/52-53 EL GRANADA ADDN SUB LOT 3 OR1423/700-704
Legal Range30E
Legal Township07S
Legal Section28
Legal SubdivisionEL GRANADA SUBDIVISION ADDITION
Legal Block3
Legal Lot Number3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3036
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Spanish Coquina Quarries
listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1408 San Rafael Ct is owned and occupied by two individuals.

Source: St. Johns County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1408 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1408 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5356
Document Number0046531158
Instrument DateDec 3, 2018
Transaction TypeMortgage
Record UpdatedDec 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1408 SAN RAFAEL CT ST AUGUSTINE FL 320805356, ST AUGUSTINE, FL 32080-5356

Mortgage

Document Number0046531158
DateDec 12, 2018
Book Page004653/001158
Instrument88865
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 11, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1408 San Rafael Ct was $2,509 with a homeowner's exemption, up 10.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,043 (+2.7%)$473,975 (+4.19%) Land $180,000 Building $293,975
2025$2,509.00 (+10.24%) Homeowner's exemption$199,652 (-0.2%)$454,901 (-1.09%) Land $180,000 Building $274,901
2024$2,276.00 (+2.15%) Homeowner's exemption$200,048 (+3%)$459,935 (-0.79%) Land $180,000 Building $279,935
2023$2,228.00 (+3.44%) Homeowner's exemption$194,221 (+3%)$463,619 (+24.75%) Land $180,000 Building $283,619
2022$2,154.00 Homeowner's exemption$188,564$371,639 Land $134,400 Building $237,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 San Rafael Ct in Zone X, an area of minimal flood risk, though there have been 847 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 469 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies494 units insured
incl. 25 condo units
Nearby Flood Claims847 (1984–2025)
Claims Outside the SFHA6 of 847
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 81 claims
  • Hurricane Irma, Sep 2017 · 195 claims
  • Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 San Rafael Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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