Gaston County property record for 1409 Reflection Pointe Blvd, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,306 sqft · built 2006 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Apr 2004) |
| Tax Bill | $8,065 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203967 |
| Primary APN | 203967 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,306 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Porch | Porch |
| Porch Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1409 REFLECTION POINTE BLVD |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | REFLECTION POINTE L 219 15 109 004 00 000 |
| Legal Subdivision | REFLECTION POINTE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 32406 |
1409 Reflection Pointe Blvd is owned and occupied by two individuals who bought it in April 2004.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2004 · Amount on File |
| Deed Sale | Apr 28, 2004 · Amount on File |
| Deed Book / Page | 3985 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 1, 2026 |
| Property Address | 1409 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 5652001653 |
| Book / Page | 5652 / 1653 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 1409 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 5652001653, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 5652/1653 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1409 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0051872403 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5187/2403 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 1409 Reflection Pointe Blvd was $8,065.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,065.00 | $756,750 Land $76,000 Building $680,750 | |
| 2023 | $8,149.00 | $756,750 Land $76,000 Building $680,750 | |
| 2021 | $479,810 Land $40,000 Building $439,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 Reflection Pointe Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 Reflection Pointe Blvd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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