Gaston County property record for 1401 Reflection Pointe Blvd, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,500 (Dec 2021) |
| Tax Bill | $10,114 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203965 |
| Primary APN | 203965 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 3,151 sqft Heated Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Custom Design |
| Lot Area | 23,522 sqft (0.54 acres) |
| Street Address | 1401 REFLECTION POINTE BLVD |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTION POINTE L 217 15 109 004 00 000 |
| Legal Subdivision | REFLECTION POINTE SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 32406 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8932 RAVEN PARK DR, CHARLOTTE, NC 28216-1684 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 30, 2023 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Dec 1, 2021 | Warranty Deed, Transfer |
| Jun 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Book / Page | 5291 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 0055861407 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 5586/1407 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8932 RAVEN PARK DR, CHARLOTTE, NC 28216-1684 |
| Document Number | 0054430519 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 5443/519 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 0052910330 |
| Book / Page | 5291 / 330 |
| Map Reference | MB 67 PG 87 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 STOWE RD, BELMONT, NC 28012-8551 |
| Name | Verified Name |
|---|---|
| Address | 8932 RAVEN PARK DR, CHARLOTTE, NC 28216-1684 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 17, 2020 |
| Property Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 0051310675 |
| Book / Page | 005131 / 000675 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4050 BELLE MEADE CIR BELMONT NC 280126504, BELMONT, NC 28012-6504 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 19, 2017 |
| Property Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 0049342349 |
| Book / Page | 004934 / 002349 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14411 SALEM RIDGE RD HUNTERSVILLE NC 280782417, HUNTERSVILLE, NC 28078-2417 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 18, 2017 |
| Property Address | 1401 REFLECTION POINTE BLVD, BELMONT, NC 28012-6760 |
| Document Number | 0049290379 |
| Book / Page | 004929 / 000379 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6327 PINK DOGWOOD LN CHARLOTTE NC 282624231, CHARLOTTE, NC 28262-4231 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,114.00 (+1,025.03%) | $951,080 (+1,151.42%) Land $76,000 Building $875,080 | |
| 2023 | $899.00 | $76,000 Land $76,000 | |
| 2021 | $40,000 Land $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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