1409 Plum Tree Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1409 Plum Tree Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,140 sqft · built 1989
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2018)
Tax Bill	$7,741 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
APN	`04-20-0-209-003`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-209-003`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,810 sqft (0.34 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1409 PLUM TREE CT
City	O FALLON
State	IL
Zip	62269-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK LOT/SEC-4 A02582101
Legal Subdivision	DEER CREEK
Legal Block	209
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2036
Census Tract	504353

Owner

1409 Plum Tree Ct is owned and occupied by an individual who bought it in July 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 PLUM TREE CT, O FALLON, IL 62269-4213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Feb 25, 2008 · Amount on File
Deed Document Number	20182582101
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 10, 2018
Property Address	1409 PLUM TREE CT, O FALLON, IL 62269-4213
Document Number	00A2582101
Instrument Date	Jul 5, 2018
Instrument	2582101
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1409 PLUM TREE CT O FALLON IL 622694213, O FALLON, IL 62269-4213

Mortgage

Document Number	A2582102
Date	Jul 10, 2018
Instrument	2582102

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Plum Tree Ct was $7,741 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,741.00	$113,401 Land $19,918 Building $93,483	$340,203 Land $59,754 Building $280,449
2022		$84,413 Land $14,827 Building $69,586	$253,239 Land $44,481 Building $208,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1409 Plum Tree Ct; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Plum Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20