1401 Plum Tree Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1401 Plum Tree Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 969 sqft · built 1989
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$174,500 (Aug 2008)
Tax Bill	$7,987 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
APN	`04-20-0-209-001`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-209-001`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	969 sqft Living Area
Upper Floors Area	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1401 PLUM TREE CT
City	O FALLON
State	IL
Zip	62269-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK LOT/SEC-6 A02121935
Legal Subdivision	DEER CREEK
Legal Block	209
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2036
Census Tract	504353

Owner

1401 Plum Tree Ct is owned by two individuals who bought it in August 2008.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6014 E BAY BLVD, GULF BREEZE, FL 32563-9725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2008 · Amount on File
Deed Sale	Aug 29, 2008 · Amount on File
Prior Sale	May 16, 2005 · Amount on File
Deed Document Number	20082121935
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1401 PLUM TREE CT, O FALLON, IL 62269-4213
Document Number	00A2658221
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 PLUM TREE CT O FALLON IL 622694213, O FALLON, IL 62269-4213

Mortgage

Document Number	00A2658221
Date	Jul 16, 2020
Instrument	2658221

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Plum Tree Ct was $7,987.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,987.00	$110,810 Land $19,557 Building $91,253	$332,430 Land $58,671 Building $273,759
2022		$82,485 Land $14,558 Building $67,927	$247,455 Land $43,674 Building $203,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1401 Plum Tree Ct; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Plum Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20