1409 Moon Harbor Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1409 Moon Harbor Ct, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,043 sqft · built 2005
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$254,900 (Apr 2010)
Tax Bill	$5,817 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009981-2490`

Property Details

APN / Parcel Number

Primary APN	`009981-2490`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,043 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	2,651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1409 MOON HARBOR CT
City	ST AUGUSTINE
State	FL
Zip	32092-5099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48/76-95 JOHNS CREEK LOT 249 OR3301/1186
Legal Range	28E
Legal Township	05S
Legal Section	19
Legal Subdivision	JOHNS CREEK
Legal Block	1
Legal Lot Number	249
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1017
Census Tract	20907

Owner

Source: St. Johns County records · APN 009981-2490

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1409 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2010 · Amount on Record
Deed Sale	Apr 06, 2010 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	201015604
Deed Book / Page	3301 / 1186
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1409 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099

Mortgage

Document Number	0056171889
Date	Aug 17, 2022
Book Page	5617/1889
Instrument	2022079521

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,546 (+2.7%)	$446,604 (-3.5%) Land $100,000 Building $346,604
2025	$5,817.00 (+9.42%) Homeowner's exemption	$257,591 (+5.99%)	$462,820 (-0.38%) Land $100,000 Building $362,820
2024	$5,316.00 (+1.1%)
2023	$5,258.00 (+1.68%) Homeowner's exemption	$243,040 (+3%)	$464,568 (+12.11%) Land $95,000 Building $369,568
2022	$5,171.00 Homeowner's exemption	$235,961	$414,402 Land $84,000 Building $330,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 81 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force 69 of 81 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.