St. Johns County property record for 1405 Moon Harbor Ct, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,480 sqft · built 2005 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (May 2017) |
| Tax Bill | $6,280 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-2480 |
| Primary APN | 009981-2480 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,480 sqft Living Area |
| Gross Area | 3,595 sqft |
| 1st Floor Area | 2,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 540 sqft |
| Patio Area | 479 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1405 MOON HARBOR CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 248 OR4372/1643 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 248 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 009981-2480
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1405 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| May 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Prior Sale | Jun 20, 2005 · Amount on Record |
| Deed Document Number | 201732940 |
| Deed Book / Page | 4372 / 1643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1405 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049580081 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 4958/81 |
| Instrument | 2020043505 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 11, 2017 |
| Property Address | 1405 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099 |
| Document Number | 0043721643 |
| Book / Page | 4372 / 1643 |
| Map Reference | MB48 PG76-95 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017032940 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ISLAND TITLE OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8471 HANNARY DR, 8471, TALLAHASSEE, FL 32312-4209 |
| Name | Verified Name |
|---|---|
| Address | 1405 MOON HARBOR CT, SAINT AUGUSTINE, FL 32092-5099 |
| Document Number | 2017032941 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2017032941 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,836 (+2.7%) | $485,741 (-3.2%) Land $100,000 Building $385,741 | |
| 2025 | $6,280.00 (+9.5%) Homeowner's exemption | $291,953 (+5.99%) | $501,812 (+2.2%) Land $100,000 Building $401,812 |
| 2024 | $5,735.00 (+1.16%) | ||
| 2023 | $5,669.00 (+1.7%) Homeowner's exemption | $275,461 (+3%) | $491,003 (+11.7%) Land $95,000 Building $396,003 |
| 2022 | $5,574.00 Homeowner's exemption | $267,438 | $439,565 Land $84,000 Building $355,565 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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