1409 Laguna Cir, Stockton, CA 95206 Property Records

San Joaquin County property record for 1409 Laguna Cir, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1990
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Mar 2026)
Tax Bill	$2,435 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`163-410-180-000`

Property Details

APN / Parcel Number

Primary APN	`163-410-180-000`
Alternative APN	`163-410-18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,200 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	163-410-18
Street Address	1409 LAGUNA CIR
City	STOCKTON
State	CA
Zip	95206-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1298 LOT 127
Legal Subdivision	PARKVIEW ESTATES
Legal Tract	1298
Legal Block	1
Legal Lot Number	127
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1003
Census Tract	2504

Owner

1409 Laguna Cir is owned and occupied by an individual who bought it in March 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 LAGUNA CIR, STOCKTON, CA 95206-4807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 9, 2018	Loan Modification, Mortgage · FHA Mortgage MID AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Jul 31, 2009 · Amount on File
Deed Document Number	202620886
Prior Transfer Date	Mar 24, 2008
Prior Transfer Doc	0000052927
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 6, 2026
Property Address	1409 LAGUNA CIR, STOCKTON, CA 95206-4807
Document Number	0000020886
Map Reference	MB 30 PG 17
Instrument Date	Mar 3, 2026
Instrument	2026-020886
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 LAGUNA CIR, STOCKTON, CA 95206-4807

Mortgage

Document Number	0000020887
Date	Mar 6, 2026
Instrument	2026-020887

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1409 LAGUNA CIR, STOCKTON, CA 95206-4807
Document Number	0000023266
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 LAGUNA CIR STOCKTON CA 952064807, STOCKTON, CA 95206-4807

Mortgage

Document Number	0000023266
Date	Mar 1, 2018
Instrument	23266

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	1409 LAGUNA CIR, STOCKTON, CA 95206-4807
Document Number	0000023265
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 LAGUNA CIR STOCKTON CA 952064807, STOCKTON, CA 95206-4807

Mortgage

Document Number	0000023265
Date	Mar 1, 2018
Instrument	23265

Lender

Name	MID AMERICA MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1409 Laguna Cir was $2,435 with a homeowner's exemption, down 56.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,435.00 (-56.35%)
2025	$5,579.00 Homeowner's exemption	$180,700 Land $45,172 Building $135,528
2023	$5,488.00 (+2.24%) Homeowner's exemption	$173,685 Land $43,419 Building $130,266	$394,470
2022	$5,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Laguna Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Laguna Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 914 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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