1406 Laguna Cir, Stockton, CA 95206 Property Records

San Joaquin County property record for 1406 Laguna Cir, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1990
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$77,000 (Jul 1996)
Tax Bill	$4,000 (2026)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`163-410-300-000`

Property Details

APN / Parcel Number

Primary APN	`163-410-300-000`
Alternative APN	`163-410-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	163-410-30
Street Address	1406 LAGUNA CIR
City	STOCKTON
State	CA
Zip	95206-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1298 LOT 165
Legal Subdivision	PARKVIEW ESTATES
Legal Tract	1298
Legal Block	1
Legal Lot Number	165
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1000
Census Tract	2504

Owner

1406 Laguna Cir is owned and occupied by two individuals who acquired it in January 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Transfer on Death Deed, Transfer
Feb 4, 2026	Transfer on Death Deed, Transfer
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 12, 2017	Deed of Trust, Mortgage · Conventional with PMI AKT AMERICAN CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1996 · Amount on File
Deed Sale	Jul 26, 1996 · Amount on File
Deed Document Number	199677750
Last Transfer Date	Jan 31, 2026
Transfer Doc	0000009386
Record Updated	Oct 29, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 4, 2026
Property Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806
Document Number	0000009386
Map Reference	VOL 30 PG 17
Instrument Date	Jan 31, 2026
Instrument	2026-009386
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 4, 2026
Property Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806
Document Number	0000009387
Map Reference	VOL 30 PG 17
Instrument Date	Jan 31, 2026
Instrument	2026-009387
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033009
Date	Feb 23, 2021
Instrument	2021-033009

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1406 LAGUNA CIR, STOCKTON, CA 95206-4806
Document Number	0000071159
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1406 LAGUNA CIR STOCKTON CA 952064806, STOCKTON, CA 95206-4806

Mortgage

Document Number	0000071159
Date	Jun 22, 2017
Instrument	71159

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1406 Laguna Cir was $4,000 with a homeowner's exemption, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,000.00 (+2.88%)
2025	$3,888.00 Homeowner's exemption	$312,775 Land $93,830 Building $218,945
2023	$3,737.00 (+3.29%) Homeowner's exemption	$300,632 Land $90,188 Building $210,444	$401,130
2022	$3,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Laguna Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Laguna Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 914 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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