1409 James St, Springfield, IL 62703 Property Records

Sangamon County property record for 1409 James St, Springfield, IL 62703

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,880 sqft)
Owner2 Individual Names on File
Last Sale$338,000 (Sep 2025)
Tax Bill$6,729 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-27.0-430-003

Property Details

APN / Parcel Number

Primary APN22-27.0-430-003
Alternative APN
  • 22270430003 (CHECK DIGIT = 7)

Exterior

Lot Area10,880 sqft (0.25 acres)
Lot Dimensions80 ft deep x 136 ft wide

Location & Zoning

Account Number22270430003
Street Address1409 JAMES ST
CitySPRINGFIELD
StateIL
Zip62703-5379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 HARMONY COURT EAST SUB 80 X 136
Legal SubdivisionHARMONY COURT EAST SUB
Legal Lot Number3
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group3
Census Block3030
Census Tract3000

Owner

Source: Sangamon County records · APN 22-27.0-430-003

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1409 JAMES ST, SPRINGFIELD, IL 62703-5379
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Warranty Deed, Transfer · Conventional Mortgage
INB NA
Nov 09, 2020Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND CU
Jul 18, 2017Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number202517109
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateSep 29, 2025
Property Address1409 JAMES ST, SPRINGFIELD, IL 62703-5379
Document Number2025R17109
Instrument DateSep 26, 2025
Instrument2025R17109
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$507.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1409 JAMES ST, SPRINGFIELD, IL 62703-5379

Mortgage

Document Number2025R17110
DateSep 29, 2025
Instrument2025R17110
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateNov 09, 2020
Property Address1409 JAMES ST, SPRINGFIELD, IL 62703-5379
Document Number2020R32078
Instrument DateNov 09, 2020
Instrument2020R32078
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1409 JAMES ST, SPRINGFIELD, IL 62703-5379

Mortgage

Document Number2020R32079
DateNov 09, 2020
Instrument2020R32079
Lender
NameHEARTLAND CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.5%

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateJul 18, 2017
Property Address1409 JAMES ST, SPRINGFIELD, IL 62703-5379
Document Number2017R18118
Instrument DateJul 17, 2017
Instrument2017R18118
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 KANSAS LN, MONROE, LA 71203-4774

Mortgage

Document Number2017R18119
DateJul 18, 2017
Instrument2017R18119
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,729.00 (+2.69%)$101,743 (+7.22%) Land $18,524 Building $83,219$305,229 (+7.22%) Land $55,572 Building $249,657
2024$6,553.00 (+10.01%) Homeowner's exemption$94,892 (+15.41%) Land $17,277 Building $77,615$284,676 (+15.41%) Land $51,831 Building $232,845
2022$5,957.00 Homeowner's exemption$82,219 Land $14,970 Building $67,249$246,657 Land $44,910 Building $201,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AMG Technology Investment Group, JAB Wireless, T-Mobile USA.

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD
serves 117,444 people
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on James St

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