1408 James St, Springfield, IL 62703 Property Records

Sangamon County property record for 1408 James St, Springfield, IL 62703

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (12,920 sqft)
OwnerIndividual Name on File
Last Sale$193,300 (Nov 2014)
Tax Bill$6,365 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-27.0-431-003

Property Details

APN / Parcel Number

Primary APN22-27.0-431-003
Alternative APN
  • 22270431003 (CHECK DIGIT = 2)

Exterior

Lot Area12,920 sqft (0.3 acres)
Lot Dimensions85 ft deep x 152 ft wide

Location & Zoning

Account Number22270431003
Street Address1408 JAMES ST
CitySPRINGFIELD
StateIL
Zip62703-5378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 HARMONY COURT EAST SUB 85 X 152
Legal SubdivisionHARMONY COURT EAST SUB
Legal Lot Number23
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group3
Census Block3030
Census Tract3000

Owner

Source: Sangamon County records · APN 22-27.0-431-003

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1408 JAMES ST, SPRINGFIELD, IL 62703-5378
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2014 · Amount on Record
Deed SaleNov 05, 2014 · Amount on Record
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1408 JAMES ST, SPRINGFIELD, IL 62703-5378
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026R02884
DateFeb 23, 2026
Instrument2026R02884
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2046
Interest
Rate TypeFixed Rate
Rate10.3%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1408 JAMES ST, SPRINGFIELD, IL 62703-5378
Transaction TypeMortgage
Record UpdatedNov 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R27600
DateOct 07, 2021
Instrument2021R27600
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,365.00 (+13.06%)$96,563 (+23.74%) Land $18,524 Building $78,039$289,689 (+23.74%) Land $55,572 Building $234,117
2022$5,630.00 Homeowner's exemption$78,034 Land $14,970 Building $63,064$234,102 Land $44,910 Building $189,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AMG Technology Investment Group, JAB Wireless, T-Mobile USA.

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD
serves 117,444 people
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on James St

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