1405 James Dr, Celina, OH 45822 Property Records

Mercer County property record for 1405 James Dr, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,595 sqft · built 1981
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$296,333 (Feb 2023)
Tax Bill$3,249 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-468300.0000

Property Details

APN / Parcel Number

Primary APN27-468300.0000
Alternative APN
  • 05-36-178-022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
Basement Area798 sqft
Finished Basement798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1405 JAMES DR
CityCELINA
StateOH
Zip45822-9482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRUNS SUBD ALSO NW PT LOT 48 LOT#: 47
Legal SubdivisionBRUNS SUBD
Legal Lot Number48
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2005
Census Tract967500

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1405 JAMES DR, CELINA, OH 45822-9482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2023Survivorship Deed, Transfer · Stand-Alone First Mortgage
SUPERIOR CU INC
Oct 20, 2020Warranty Deed, Transfer · Conventional Mortgage
DYNAMIC FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2023 · Amount on Record
Deed SaleFeb 9, 2023 · Amount on Record
Prior SaleOct 20, 2020 · Amount on Record
Deed Document Number2023430
Record UpdatedOct 29, 2026

February 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateFeb 9, 2023
Property Address1405 JAMES DR, CELINA, OH 45822-9482
Document Number202300000430
Map ReferenceMB 10 PG 19A&19B
Instrument DateFeb 9, 2023
Instrument202300000430
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1405 JAMES DR, CELINA, OH 45822-9482
InvestorPossibly a Property Investor

Mortgage

Document Number202300000431
DateFeb 9, 2023
Instrument202300000431
Lender
NameSUPERIOR CU INC
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateOct 20, 2020
Property Address1405 JAMES DR, CELINA, OH 45822-9482
Document Number202000006697
Map ReferenceMB 10 PG 19A&19B
Instrument DateOct 16, 2020
Instrument202000006697
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 JAMES DR, CELINA, OH 45822-9482

Mortgage

Document Number202000006698
DateOct 20, 2020
Instrument202000006698
Lender
NameDYNAMIC FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,249.00$82,150 (-) Land $13,410 Building $68,740
2024$3,249.00 (-1.99%)$82,150 (-) Land $13,410 Building $68,740
2023$3,315.00 (+10.43%)$82,150 (+26.33%) Land $13,410 Building $68,740$234,700 (+26.32%) Land $38,300 Building $196,400
2022$3,002.00$65,030 Land $9,870 Building $55,160
2020$185,800 Land $28,200 Building $157,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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