1409 E Center St, Rochester, MN 55904 Property Records

Olmsted County property record for 1409 E Center St, Rochester, MN 55904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,456 sqft · built 1921
Lot Size0.121 acres (5,271 sqft)
Owner2 Individual Names on Record
Last Sale$199,500 (Dec 2019)
Tax Bill$3,350 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Jun 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN74.36.43.021608

Property Details

APN / Parcel Number

Primary APN74.36.43.021608

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area728 sqft
Basement Area728 sqft
Unfinished Basement728 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1990
Exterior MaterialMetal
Construction TypeWood
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions105 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area208 sqft
Deck Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1409 E CENTER ST
CityROCHESTER
StateMN
Zip55904-4792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-107 RANGE-014 STEBBINS ADD LOT-008 BLOCK-003 S100FT LOT 8 BLK 3
Legal Range14
Legal Township107
Legal Section36
Legal SubdivisionSTEBBINS ADD
Legal Block3
Legal Lot Number8
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2002
Census Tract200

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1409 E CENTER ST, ROCHESTER, MN 55904-4792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Warranty Deed, Transfer · Conventional Mortgage
HOME FEDERAL SAVINGS BANK
Jun 7, 2019Deed of Trust, Mortgage
MYRON M SCHUMACHER
May 15, 2019Deed of Trust, Mortgage · Line of Credit
STATE BANK OF NEW RICHLAND
Jun 12, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Deed Document Number20191488557
Prior Transfer DateJun 12, 2017
Prior Transfer DocA1425691
Record UpdatedSep 20, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateDec 12, 2019
Property Address1409 E CENTER ST, ROCHESTER, MN 55904-4792
Document NumberA1488557
Instrument DateNov 13, 2019
InstrumentA-1488557
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyBURNET TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$658.35
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1409 E CENTER ST, ROCHESTER, MN 55904-4792

Mortgage

Document NumberA1488558
DateDec 12, 2019
InstrumentA-1488558
Lender
NameHOME FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

Mortgage

Document Number00A1488559
DateDec 12, 2019
InstrumentA-1488559
Lender
NameHOME FEDERAL SAVINGS BANK
TypeBank
AddressROCHESTER, MN 55901
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2029

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address1409 E CENTER ST, ROCHESTER, MN 55904-4792
Transaction TypeMortgage
Record UpdatedJul 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1473429
DateJun 7, 2019
InstrumentA-1473429
Lender
NameMYRON M SCHUMACHER
TypePrivate Party
Agreement
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address1409 E CENTER ST, ROCHESTER, MN 55904-4792
Transaction TypeMortgage
Record UpdatedJul 9, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1472048
DateMay 15, 2019
InstrumentA-1472048
Lender
NameSTATE BANK OF NEW RICHLAND
TypeBank
AddressNEW RICHLAND, MN 56072
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 1, 2020

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOLMSTED MN
Recording DateJun 12, 2017
Property Address1409 E CENTER ST, ROCHESTER, MN 55904-4792
Document NumberA1425691
Instrument DateJun 12, 2017
InstrumentA-1425691
Transaction TypeTransfer
Record UpdatedJul 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address540 2ND AVE, 540, PLAINVIEW, MN 55964

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 E CENTER ST, ROCHESTER, MN 55904-4792

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,350.00 (+0.9%) Homeowner's exemption
2025$3,320.00 Homeowner's exemption$234,500 (-7.42%) Land $40,900 Building $193,600$257,900 (+1.82%) Land $45,000 Building $212,900
2024$253,300 Land $30,000 Building $223,300$253,300 Land $30,000 Building $223,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.

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