1408 E Center St, Rochester, MN 55904 Property Records

Olmsted County property record for 1408 E Center St, Rochester, MN 55904

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1910
Lot Size0.175 acres (7,623 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (Jun 2018)
Tax Bill$1,866 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Jun 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN74.36.43.009086

Property Details

APN / Parcel Number

Primary APN74.36.43.009086

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area456 sqft
Basement Area96 sqft
Unfinished Basement96 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,623 sqft (0.175 acres)
Lot Dimensions153 ft deep x 50 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1408 E CENTER ST
CityROCHESTER
StateMN
Zip55904-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-107 RANGE-014 HARVEY SANDERSON ADD LOT-013 BLOCK-001 LOT 13 BLK 1
Legal Range14
Legal Township107
Legal Section36
Legal SubdivisionHARVEY SANDERSON ADD
Legal Block1
Legal Lot Number13
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2005
Census Tract200

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2565 TEE TIME RD SE, ROCHESTER, MN 55904-3915
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
PEOPLES STATE BANK
Jun 4, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES STATE BANK
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
PEOPLES STATE BANK
Jun 28, 2018Warranty Deed, Transfer
Jun 28, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number20181452039
Prior Transfer DateDec 28, 2009
Prior Transfer DocA1220524
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address1408 E CENTER ST, ROCHESTER, MN 55904-4737
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1544607
DateAug 25, 2021
InstrumentA-1544607
Lender
NamePEOPLES STATE BANK
TypeBank
AddressELGIN, MN 55932
Agreement
TypeLine of Credit
AmountAmount Recorded
Term37 Months
DueSep 1, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address1408 E CENTER ST, ROCHESTER, MN 55904-4737
Transaction TypeMortgage
Record UpdatedJul 24, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1500954
DateJun 4, 2020
InstrumentA-1500954
Lender
NamePEOPLES STATE BANK
TypeBank
AddressELGIN, MN 55932
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address1408 E CENTER ST, ROCHESTER, MN 55904-4737
Transaction TypeMortgage
Record UpdatedNov 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1485023
DateOct 31, 2019
InstrumentA-1485023
Lender
NamePEOPLES STATE BANK
TypeBank
AddressELGIN, MN 55932
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueNov 1, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJun 28, 2018
Property Address1408 E CENTER ST, ROCHESTER, MN 55904-4737
Document NumberA1452038
Instrument DateJun 13, 2018
InstrumentA-1452038
Transaction TypeTransfer
Record UpdatedJul 20, 2021

Transaction

AmountAmount Recorded
Tax$143.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 7TH AVE SE, ROCHESTER, MN 55904-7359

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJun 28, 2018
Property Address1408 E CENTER ST, ROCHESTER, MN 55904-4737
Document NumberA1452039
Instrument DateJun 13, 2018
InstrumentA-1452039
Transaction TypeTransfer
Record UpdatedJul 20, 2021

Transaction

AmountAmount Recorded
Tax$148.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1703 8TH AVE SE, ROCHESTER, MN 55904-5405

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,866.00 (+100.65%)
2025$930.00 (+19.23%)$131,400 (+108.24%) Land $45,000 Building $86,400$131,400 (+108.24%) Land $45,000 Building $86,400
2024$63,100 (+2.77%) Land $30,000 Building $33,100$63,100 (+2.77%) Land $30,000 Building $33,100
2022$780.00$61,400 Land $30,000 Building $31,400$61,400 Land $30,000 Building $31,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.

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