1409 Deirdre Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1409 Deirdre Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,316 sqft · built 1993
Lot Size0.362 acres (15,784 sqft)
Owner2 Individual Names on Record
Last Sale$272,000 (Mar 2013)
Tax Bill$4,492 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN032171-5056

Property Details

APN / Parcel Number

Primary APN032171-5056
Alternative APN
  • U12321818X000000000280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,316 sqft Living Area
Gross Area3,616 sqft
1st Floor Area2,316 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2009
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,784 sqft (0.362 acres)
Lot Dimensions197 ft deep x 80 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchScreened Porch
Porch Area341 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0321715056
Street Address1409 DEIRDRE DR
CityRUSKIN
StateFL
Zip33570-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionGULL HAVEN SUBDIVISION LOT 28
Legal Range18E
Legal Township32S
Legal Section12
Legal SubdivisionGULL HAVEN SUBDIVISION
Legal Tract18X
Legal Lot Number28
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3016
Census Tract14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1409 DEIRDRE DR, RUSKIN, FL 33570-4102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2018Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2013 · Amount on Record
Deed SaleMar 14, 2013 · Amount on Record
Prior SaleFeb 16, 2011
Deed Document Number2013102087
Deed Book / Page21742 / 1119
Prior Transfer DateJan 13, 2012
Prior Transfer Doc0000013425
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1409 DEIRDRE DR, RUSKIN, FL 33570-4102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0258531732
DateJun 19, 2018
Book Page25853/1732
Instrument2018244614
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1409 DEIRDRE DR, RUSKIN, FL 33570-4102
Document Number0000431219
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1409 DEIRDRE DR RUSKIN FL 335704102, RUSKIN, FL 33570-4102

Mortgage

Document Number0000431219
DateOct 19, 2020
Instrument431219
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,068 (+4.55%)$513,993 (-0.67%) Land $192,080 Building $321,913
2025$4,492.00 (+12.72%) Homeowner's exemption$247,805 (+5.99%)$517,459 (+2.55%) Land $174,618 Building $342,841
2023$3,985.00 (+5.15%) Homeowner's exemption$233,807 (+3%)$504,589 (+13.49%) Land $174,618 Building $329,971
2022$3,790.00 Homeowner's exemption$226,997$444,597 Land $148,425 Building $296,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims113 (1982–2024)
Claims Outside the SFHA4 of 113
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 60 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULAVISTA LANDINGS
private · serves 380 people · EPA ID FL6290298
Water SourceGroundwater
Last State InspectionJul 2023
Also Mapped HereHCWRD/SOUTH-CENTRAL
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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