1404 Deirdre Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1404 Deirdre Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,082 sqft · built 2004
Lot Size0.322 acres (14,006 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (May 2022)
Tax Bill$8,629 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN032171-5010

Property Details

APN / Parcel Number

Primary APN032171-5010
Alternative APN
  • U12321818X000000000050

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,082 sqft Living Area
Gross Area3,161 sqft
1st Floor Area2,082 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,006 sqft (0.322 acres)
Lot Dimensions397 ft deep x 36.8 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area279 sqft
Deck Area260 sqft
Patio Area104 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0321715010
Street Address1404 DEIRDRE DR
CityRUSKIN
StateFL
Zip33570-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionGULL HAVEN SUBDIVISION LOT 5 TOGETHER WITH FOR A POB COMM AT SW COR OF LOT 5 GULL HAVEN THN S 15 DEG 52 MIN 11 SEC E 9.91 FT THN S 64 DEG 33 MIN 04 SEC E 5.85 FT THN N 45 DEG 07 MIN 49 SEC E 16.55 FT TO SE COR OF LOT 5 THN ALG ARC OF CURVE RADIUS OF
Legal Range18E
Legal Township32S
Legal Section12
Legal SubdivisionGULL HAVEN SUBDIVISION
Legal Tract18X
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3016
Census Tract14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 2, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 7, 2019Intrafamily Transfer, Transfer · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2022 · Amount on Record
Deed SaleMay 2, 2022 · Amount on Record
Prior SaleSep 7, 2019
Deed Document Number2022224929
Prior Transfer DateAug 26, 2019
Prior Transfer Doc0000386439
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateJul 13, 2026
Property Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101
Document Number0000268865
Instrument DateJul 8, 2026
Instrument2026268865
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101

Mortgage

Document Number0000268865,
DateJul 13, 2026
Instrument2026268865
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 2, 2022
Property Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101
Document Number0000224929
Map ReferenceMB 48 PG 46
Instrument DateApr 26, 2022
Instrument2022224929
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2707 PIN OAK DR, 2707, HARRISBURG, PA 17112-1471

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101

Mortgage

Document Number0000224930
DateMay 2, 2022
Instrument2022224930
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateSep 7, 2019
Property Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101
Document Number0000386439
Book / Page26931 / 0801
Map ReferenceMB 48 PG 46
Instrument DateAug 26, 2019
Instrument2019386439
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 DEIRDRE DR, RUSKIN, FL 33570-4101

Mortgage

Document Number0269310804
DateSep 7, 2019
Instrument26931/0804
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,845 (+2.7%)$586,222 (-2.21%) Land $86,089 Building $500,133
2025$8,629.00 (+12.06%) Homeowner's exemption$476,967 (+5.99%)$599,474 (+4.36%) Land $86,089 Building $513,385
2023$7,700.00 (+6.32%) Homeowner's exemption$450,024 (+17.04%)$574,437 (+49.4%) Land $75,328 Building $499,109
2022$7,242.00$384,489 Land $64,566 Building $319,923$384,489 Land $64,566 Building $319,923

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims113 (1982–2024)
Claims Outside the SFHA4 of 113
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 60 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULAVISTA LANDINGS
private · serves 380 people · EPA ID FL6290298
Water SourceGroundwater
Last State InspectionJul 2023
Also Mapped HereHCWRD/SOUTH-CENTRAL
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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