1409 Cox Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1409 Cox Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1990
Square Footage4,040 sqft Living Area
Lot Size9.81 acres
GarageAttached, 504 sqft
OccupancyOwner Occupied
Tax Bill$12,039.00 (2025)

Property Details

APN / Parcel Number

Primary APN105-231-72
Alternative APN
  • 105-231-72-000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area4,040 sqft Living Area
Gross Area4,896 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area427,498 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Total Buildings3 Total Buildings

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1411 COX RD
CityAPTOS
StateCA
Zip95003-9779
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionLANDS/EHRET FAMILY TR
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1000
Census Tract122002

Owner

Source: Santa Cruz County records · APN 105-231-72

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1411 COX RD, APTOS, CA 95003-9779
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 31, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 29, 2020Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 23, 2020
Transfer Doc0000044677
Record RefreshedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1411 COX RD, APTOS, CA 95003-9779
Transaction TypeMortgage
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006617
DateMar 15, 2019
Instrument2019-0006617
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1411 COX RD, APTOS, CA 95003-9779
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014713
DateMay 31, 2019
Instrument2019-0014713
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 23, 2049

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 28, 2020
Property Address1411 COX RD, APTOS, CA 95003-9779
Document Number0000044588
Map ReferenceVOL 50 PG 4
Instrument DateOct 23, 2020
Instrument2020-0044588
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1411 COX RD, APTOS, CA 95003-9779

Mortgage

Document Number0000044589
DateOct 28, 2020
Instrument2020-0044589
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 29, 2020
Property Address1411 COX RD, APTOS, CA 95003-9779
Document Number0000044677
Instrument DateOct 23, 2020
Instrument44677
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1411 COX RD APTOS CA 950039779, APTOS, CA 95003-9779
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,044,216 (+2%) Land $449,828 Building $594,388
2025$12,039.00 (+9.48%) Homeowner's exemption$1,023,741 (+4.04%) Land $441,008 Building $582,733
2023$10,997.00 (+1.81%) Homeowner's exemption$983,988 Land $423,883 Building $560,105$2,528,550
2022$10,801.00

Flood & Wildfire

1409 Cox Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesModerate
69th percentile of exposed land nationally · 43rd in California
Wildfire LikelihoodHigh — about 1 in 385 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Cox Rd

Nearby Streets

Search Property Records by Address or Parcel Number